I live within my means. Always have done. When I earned 20k a year, I lived on 20k, now I earn more, I live on moreDoes it annoy you all the idiots in this country who think its their birth right to have nice holidays, clothes and cars paid for on credit cards, because they dont earn enough to support their lifestyle?I have savings, now getting low int. rates because of these idiots, and am worried the money will be worthless in a few years once the effects of hyper inflation kick in
Answer1:You have to bear in mind that many people simply arent equipped to understand modern finance. Things like APR, credit card debt and household budgeting simply arent taught, and are a mystery to many people. Not everyone is as intelligent or canny as you.
Answer2:No it doesnt annoy me because life isnt always as black and white as you make it out to be. Yes people get into debt because they shop too much and want the latest this that and the other. However, a lot of people get into debt simply trying to house, clothe and feed themselves and their family. It is a sliding slope and I really feel for people who are in debt as its a constant weight they have to live with and it takes a long time to dig themselves out. Also "hating" a group of people who really have no substance is a complete waste of energy. Focus on making the right decisions in your life and what you get up to instead of hating others and you wont go wrong.
Answer3:By putting 0 down and doing interest only loans with adjustable rates they have RUINED our economy,.I would like to see these idiots not leasing Lexuss and financing 5,000 bedrooms sets.Their day has come.They will suffer for the mess they have caused.Mabye now stores will stop financing everything from dogs to $200 furniture./
Answer4:Relax, relax. It is the government that dictates wealth. What you are witnessing in recent news accounts is mere window dressing. They will shuffle a few folks up and down the social strata, but believe you me, the people that do belong in jail wont be going any time soon.
Answer5:I think your answer is somewhat narrow minded. I am in debt, but not through lack of trying. I hold down 1 f/t job and have 5 part time jobs. I havent been on holiday in 7 years, dont buy clothes unless the ones on my back are falling off. My only luxury is going out on a sunday morning which costs me £2. My husband isnt well enough to work, but this country does recognise mental health illness seriously and so his condition doesnt qualify for any support. Some people in this county do respect themselves and try incredibly hard, not to be in debt. Try living someone elses lifestyle before berrating them and pideon holing everyone into being idiots.
Answer6:I know what you mean - I have a couple of hundred pounds on a credit card and Im desperately trying to pay it off. These idiots with a dozen cards and a balance of £30-40k just from buying clothes and having an extravagant lifestyle really p**s me off. Then they go to a debt management company and say oh dear i cant pay this back and they get their debts written off!!
Answer7:I dont blame them too much because people are sheep and it is (or was) part of the culture. I blame the elite idiots who got us into this mess for their own personal gain.When youre bombarded with media idiocy telling you that average house prices of £200K+ are a good thing, and of course someone on the average UK salary (20K) should be lent 10 times their income to buy a 200K house, then you can see where this nonsense comes from. The fact that the same house 10 years ago cost only 50K, and will probably cost 50K again in 10 years time, is irrelevant.And then there were all those adverts for loans, credit cards etc. Why was this stuff even allowed to be broadcast or printed? You cant run an advert saying "take up heroin" or "drink 20 pints every day" after all, because people are actually influenced by this stuff.And we have a situation where the cost of living (not least housing) has significantly increased, so that a lifestyle that was possible on say a librarians or nurses income 20-30 years ago, isnt possible for a librarian or nurse in the year 2009 without getting into tons of debt.
Answer8:You should never hate, unless maybe someone did harm to you or to a family member. Everyone thinks differently than you do. Some have no concept about money, especially in this country where up til the past year and a half, with the recession, we were brainwashed to think credit was the American way. We have never been a savings nation. We have been told spending(the consumer) is 70% of the Gross National Product, and now no one is spending, hence the downturn.These "idiots" are now in serious trouble for their lavish spending, and many will go bankrupt. You will not. But you may be doing yourself a disservice by putting all your eggs(money) in one basket in a bank paying you 1/2% interest. Now may be the time to take part of it and invest into a good dividend paying stock, one that will not be cutting its dividend, such as AT&T or Verizon, or a dividend fund for example. You need to look out for you and not worry about the next guy, as he will be doing whatever he chooses to do, and there is nothing you can do to stop it. You are responsible for you only. Change your thinking, think positive, and smile. If not, maybe you are the "idiot".
Answer9:You shouldnt feel this way. Some people are in debt due to circumstances they cant control. Two friends of mine were hit by a drunk driver and sustained many injuries. They couldnt work and had no disability insurance. Even though they have health insurance they had no money to pay bills. They have great debt now even years later from this
Answer10:i dont think you are realizing the point why people are in so much debt, what with credit cards and finance. If someone on a basic salary of say 12k are offered a credit card with £1000 straight up they are going to jump at it (not realizing they are one day going to have to pay it back), because for now it is just going to give them a bit of ease financially. Plus alot of these debts are from youngsters just growing up in the world, learning from life like we all have.The problem is the banks, just giving money to any willy nilly. There was a Program on the other day, a bank had just been bailed out (BY US) with £40 million and they very same day a student we into this bank and walked out with £5k, £1,500 that day and the rest after 24hrs, just absolutely ridiculous
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Monday, February 23, 2009
What are good ways to earn money
I need some good ways to earn some extra dough!Thanks
Answer1:Online money making scams are up 400%.Dont do anything out there or you will fell really dumb when you get taken./
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Answer1:Online money making scams are up 400%.Dont do anything out there or you will fell really dumb when you get taken./
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Do you think you could spend 1 Billion dollars in a day
on anything.
Answer1:Absolutely !!!But I will worry about that when I have a few billions in my bank account
Answer2:Easy! Buy an airplan, Go to Vegas (not to gamble, but to buy a casino LOL), Buy an island or islands in someplace warm, etc The list goes on.
Answer3:Sure, the government does it every day with no problem. Hell, I would like to see the government go a day without spending a billion dollars.
Answer4:Buy stocks or corporate bonds./
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Answer1:Absolutely !!!But I will worry about that when I have a few billions in my bank account
Answer2:Easy! Buy an airplan, Go to Vegas (not to gamble, but to buy a casino LOL), Buy an island or islands in someplace warm, etc The list goes on.
Answer3:Sure, the government does it every day with no problem. Hell, I would like to see the government go a day without spending a billion dollars.
Answer4:Buy stocks or corporate bonds./
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Thursday, February 19, 2009
What would actually happen if someone got a hold of your social security number
Ive heard that its bad, but what actually happens? What can someone do with the SSN of another person?
Answer1:The SSN by itself is bad, but not nearly as bad as if its in conjunction with other identifiable information like name, address, telephone number, mothers maiden name, etc. The problem is that the SSN is the hardest one to obtain, and the other stuff is easy. If they get all this information together they have enough information to apply for credit cards in your name, get information about you from your bank (like account numbers), pull your credit report and see who you have loans through, etc. Once your identity has been stolen, thieves will commonly sell your information to other people, so the fraud can go on for years. Its not any fun. My husbands info got stolen a few years ago and we had a couple of years where we never knew if our money would actually be in our accounts or if it had been compromised and stolen.
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Answer1:The SSN by itself is bad, but not nearly as bad as if its in conjunction with other identifiable information like name, address, telephone number, mothers maiden name, etc. The problem is that the SSN is the hardest one to obtain, and the other stuff is easy. If they get all this information together they have enough information to apply for credit cards in your name, get information about you from your bank (like account numbers), pull your credit report and see who you have loans through, etc. Once your identity has been stolen, thieves will commonly sell your information to other people, so the fraud can go on for years. Its not any fun. My husbands info got stolen a few years ago and we had a couple of years where we never knew if our money would actually be in our accounts or if it had been compromised and stolen.
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Does anyone know where I can get a small business loan or personal loan with horrible credit
I need a small business loan or personal loan of about 2500 to 4,000 dollars to start my business but I have horrrrible credit!!!! any suggestions please help...NO SCAMS
Answer1:Hello Reader,My name is Mr David Tan . I am a private lenderwho give out loan to private and corporate individuals.Have you been turned downby so many banks? Do you need finance to establish yourbusiness? Do you need finance for the expansion of youbusiness? Or do you need a personal loan? My loan rangesfrom personal to business loan. My interest rate is veryaffordable and our loan process is very fast aswell. I are very willing to make all your financialtroubles a thing of the past.If you are really ready toget your financial problems solved,Thensearch no further and apply for a loan today.======================================...ThanksMr David TanReply Email:david.tan11@yahoo.com
Answer2:Almost impossible!!!I was in the same predicament. I guessed I was cornored with depts and worked like there is no tomorrow.Started a small on eBay for an initial capital of $50 and in 6 months raised $6000 net on part time. I sold off almost all my junk and bought more from flea market and resold them. At least now I can breath slightly easier. Guess this is my way of improving my credit too.Stay clear of loan sharks or loan offers on-line, anything that ask you even for the smallest registration fees, delivery fees bla! bla! bla!If it is not free of fees, it is a Scam!!!
Answer3:Being a small business owner, you need to pay extra attention to management of financial resources. Since growth of your business somehow depends on its financial position, you should always be cautious about cash flaw within or outside your business. It is quite true that lack of finance can become a big problem in the way of the success of your small business. http://www.worldbestloans.com/businesslo...Since market is crowded with various business loan schemes, every small business owner can manage to get the desired amount without any problem. Therefore if you own a new and small business organization and financial shortfall is bothering you, then these loans can prove to be the best help for you.
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Answer1:Hello Reader,My name is Mr David Tan . I am a private lenderwho give out loan to private and corporate individuals.Have you been turned downby so many banks? Do you need finance to establish yourbusiness? Do you need finance for the expansion of youbusiness? Or do you need a personal loan? My loan rangesfrom personal to business loan. My interest rate is veryaffordable and our loan process is very fast aswell. I are very willing to make all your financialtroubles a thing of the past.If you are really ready toget your financial problems solved,Thensearch no further and apply for a loan today.======================================...ThanksMr David TanReply Email:david.tan11@yahoo.com
Answer2:Almost impossible!!!I was in the same predicament. I guessed I was cornored with depts and worked like there is no tomorrow.Started a small on eBay for an initial capital of $50 and in 6 months raised $6000 net on part time. I sold off almost all my junk and bought more from flea market and resold them. At least now I can breath slightly easier. Guess this is my way of improving my credit too.Stay clear of loan sharks or loan offers on-line, anything that ask you even for the smallest registration fees, delivery fees bla! bla! bla!If it is not free of fees, it is a Scam!!!
Answer3:Being a small business owner, you need to pay extra attention to management of financial resources. Since growth of your business somehow depends on its financial position, you should always be cautious about cash flaw within or outside your business. It is quite true that lack of finance can become a big problem in the way of the success of your small business. http://www.worldbestloans.com/businesslo...Since market is crowded with various business loan schemes, every small business owner can manage to get the desired amount without any problem. Therefore if you own a new and small business organization and financial shortfall is bothering you, then these loans can prove to be the best help for you.
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Wednesday, February 18, 2009
Help with Mortgage Loans for people with Bad Credit
Is there any loan companies out there that are made for people with bad credit? Trying to purchase a home and cant find a company that is willing to work with us. The loan isnt a lot and we have enough of a down payment. Any help would be appreciated. And please no comments about taking care of our debt we have now. We have taken care of it and we do make enough money.
Answer1:Try thishttp://www.2find4u.com/index.php?a=perso...Some of those companies may help you.Hope this helps.
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Answer1:Try thishttp://www.2find4u.com/index.php?a=perso...Some of those companies may help you.Hope this helps.
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What to do with EE Series savings bonds
I have a small sum of money in EE Series savings bonds bought in 1990 I was wondering would it be wise to cash them in and transfer to a CD or just leave them and let them earn interest that way?
Answer1:Depending on the interest rate your bonds are earning; if they are earning more than what a CD can give you, you should leave the bonds alone.Further, the interest earned is tax deferred, so you do not have to report the interest until the year you cash them. Further, there is no State Tax levied on that interest.In contrast, a CD means you have to report the yearly interest even if you have not or can not pull it out of the CD.
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Answer1:Depending on the interest rate your bonds are earning; if they are earning more than what a CD can give you, you should leave the bonds alone.Further, the interest earned is tax deferred, so you do not have to report the interest until the year you cash them. Further, there is no State Tax levied on that interest.In contrast, a CD means you have to report the yearly interest even if you have not or can not pull it out of the CD.
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Will I still get any money from the Govt Stimulus package if earned over $100k in 20078
Im married and has no child at this stage, and our total income is $110k in 2007/8. Actually this is our single income only since my wife was not working. do we still get any money from Govt Stimulus package?
Answer1:yes. just not as much.
Answer2:The only thing you will see is 13 more in your paycheck
Answer3:heres a complete resource for your concern, Im afraid my thoughts wont be too usefulhttp://www.newhorizon.org/credit-info/
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Answer1:yes. just not as much.
Answer2:The only thing you will see is 13 more in your paycheck
Answer3:heres a complete resource for your concern, Im afraid my thoughts wont be too usefulhttp://www.newhorizon.org/credit-info/
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Under Scottish Law,Is my wife responsible for my non secured debts
you should be a man and pay your way - not hide behind a womans apron
Answer1:Yes, all married couples are equally responsible for any debts that they incur, even if its only one of the partners incurring the debt.
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Answer1:Yes, all married couples are equally responsible for any debts that they incur, even if its only one of the partners incurring the debt.
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Monday, February 16, 2009
I need a couple hundred dollars and cant get a loan
i cant get a loan or anything from any body what should i do
Answer1:go to work....no one can help you except your family and friends..dont waste your time here
Answer2:Try a pawn shop or sell something.
Answer3:I think you should try CashCrate to earn money. It’s free and easy and I promise you won’t regret it! Also, there is no initial charge so you won’t have to pay to sign up. All you have to do is answer surveys and complete offers and the money will come rolling in!I know you are probably thinking that this is just a scam but its not! I promise you that as long as you make your $20 minimum salary each month, you will be receiving a check in the mail. If you have some extra time on your hands, CashCrate is a great way to earn some spare cash!
Answer1:go to work....no one can help you except your family and friends..dont waste your time here
Answer2:Try a pawn shop or sell something.
Answer3:I think you should try CashCrate to earn money. It’s free and easy and I promise you won’t regret it! Also, there is no initial charge so you won’t have to pay to sign up. All you have to do is answer surveys and complete offers and the money will come rolling in!I know you are probably thinking that this is just a scam but its not! I promise you that as long as you make your $20 minimum salary each month, you will be receiving a check in the mail. If you have some extra time on your hands, CashCrate is a great way to earn some spare cash!
On cashCrate it says i only made $1 i made
i made $31.40 on cashcrate where it says Pending Earningsand it says i only made $1 IS THAT RIGHTbecause i made like $10 4-3 hours before i completed a survey andon the next survey it immediatly gave me $0.50 and another gave me $0.50 alsoShould i wait or what should i do??
Answer1:Hey,try rkhaire.info and I guess you will find the answer to your question.Its just like a personal online diary with expenses tracker system something like budget planner also there for supporting your personal finance.
Answer2:Contact CashCrate and ask them whats going on.
Answer3:Did you try the FAQ or consulting the Website Admin Help...Another friendly advice.....you can also increase you Online Earning by visiting this site:http://www.apnikamai.blogspot.com/
Answer4:Sometimes it takes a while to credit you. The monthly offers are credited at the end of the month...clear your cookies? CASH CRATE DOT COM SLASH 1059548
Answer1:Hey,try rkhaire.info and I guess you will find the answer to your question.Its just like a personal online diary with expenses tracker system something like budget planner also there for supporting your personal finance.
Answer2:Contact CashCrate and ask them whats going on.
Answer3:Did you try the FAQ or consulting the Website Admin Help...Another friendly advice.....you can also increase you Online Earning by visiting this site:http://www.apnikamai.blogspot.com/
Answer4:Sometimes it takes a while to credit you. The monthly offers are credited at the end of the month...clear your cookies? CASH CRATE DOT COM SLASH 1059548
Sunday, February 15, 2009
What banks are no chex systems
Pretty much all banks these days use chexsystems, but some banks are much more lenient than others. There is a list of banks that are easier to get checking accounts, as well as other alternatives such as direct deposit VISA and Mastercards that come with a routing number and checking account number.
Answer1:I am pretty sure its visa and master card I could be wrong but I think thats who are.
Answer2:If you can tell us what part of the country you are in, we can help you find a bank that will get around Chex Systems. here in Missouri, Chex is used by most banks, but just about every major bank (Bank Midwest, US Bank, Great Southern, Bancorp South, etc..) offer Second Chance accounts which means you can either get free or minimal cost checking accounts even with a Chex record. My advice is to call around to banks and inquire about second chance bank accounts. You might be surprised who can help you.
Answer3:Just type in your state then put chex systems
Answer1:I am pretty sure its visa and master card I could be wrong but I think thats who are.
Answer2:If you can tell us what part of the country you are in, we can help you find a bank that will get around Chex Systems. here in Missouri, Chex is used by most banks, but just about every major bank (Bank Midwest, US Bank, Great Southern, Bancorp South, etc..) offer Second Chance accounts which means you can either get free or minimal cost checking accounts even with a Chex record. My advice is to call around to banks and inquire about second chance bank accounts. You might be surprised who can help you.
Answer3:Just type in your state then put chex systems
How can i raise my credit score
We have a few things bad on our credit, how do we figure out what to pay off first. We need to raise our scores by about 100 points. Any advice would be helpful. Thank you
Answer1:get a credit card/gas card, use it once or twice a month and pay it off completely every month..everything counts
Answer2:Pay all bills on time, its the only way. Sounds so easy, huh? Wish I could do it.
Answer3:Definitely pay all of your bills on time - on-time payments are 35% of your score. 30% of your score is your debt-to-credit ratio, which is just how high your balances are compared to your credit limits, across all accounts. Since its across all accounts, it wont matter what you pay off first, as long as youre paying something off, and improving that ratio. Since it doesnt matter, pay off whatever has the highest interest rate first - that will give you more money in the long term, which will help you pay off the other stuff faster, which will improve your score faster!If you have a credit card that youve been really good about (never made a late payment or anything), you can try calling them and asking them to increase your credit limit. This would improve that debt-to-credit ratio, but theyll probably only agree to it if youve been an exceptionally good customer.
Answer1:get a credit card/gas card, use it once or twice a month and pay it off completely every month..everything counts
Answer2:Pay all bills on time, its the only way. Sounds so easy, huh? Wish I could do it.
Answer3:Definitely pay all of your bills on time - on-time payments are 35% of your score. 30% of your score is your debt-to-credit ratio, which is just how high your balances are compared to your credit limits, across all accounts. Since its across all accounts, it wont matter what you pay off first, as long as youre paying something off, and improving that ratio. Since it doesnt matter, pay off whatever has the highest interest rate first - that will give you more money in the long term, which will help you pay off the other stuff faster, which will improve your score faster!If you have a credit card that youve been really good about (never made a late payment or anything), you can try calling them and asking them to increase your credit limit. This would improve that debt-to-credit ratio, but theyll probably only agree to it if youve been an exceptionally good customer.
Saturday, February 14, 2009
How often can you file bankruptcy
ever 7 years
Answer1:I believe it is 8 years now for chapter 7. You can do a chapter 13 earlier, which leaves you with little after payments. You shouldnt make a habit of it.
Answer2:If you have filed already for a chapter 7, its 8 years from the discharge date. You can view more bk information at their offical website...www.usbankruptcy.gov It will give you all the information you need pertaining to what chapters and how long, and the new laws and what they require. Good Luck!
Answer1:I believe it is 8 years now for chapter 7. You can do a chapter 13 earlier, which leaves you with little after payments. You shouldnt make a habit of it.
Answer2:If you have filed already for a chapter 7, its 8 years from the discharge date. You can view more bk information at their offical website...www.usbankruptcy.gov It will give you all the information you need pertaining to what chapters and how long, and the new laws and what they require. Good Luck!
I am almost forty and never really learned how to handle my finances well, how can I improve this and get
better at this
Answer1:Start by reading this book: "Personal Finance For Dummies." Its excellent.
Answer2:If you have a junior college nearby, many offer adult ed classes in in the evening on personal finance. These can help a lot.
Answer3:Do you have anyone close to you (parents, friends, or co-workers) that you feel does handle their finances well? If you do, Im sure they would consider it a huge compliment if you ask them what their secret to success is. You can read a book or attend a class, but I believe there is no better way to find out about any topic than from learning through someone you trust and that you have actually seen succeed in that area. (BTW, its FREE!) Another resource people tend to forget is their banker...and again, its FREE. If you have a bank account, make an appointment with the banks account representative or financial specialist (most banks have one). They will usually pull your credit report, explain to you the positive and negative parts of it, and how to maintain a good credit score. Also, they can direct you on tips on creating a budget, maintaining your budget, saving for your retirement (and on the off chance you dont know how--how to maintain a checkbook register and balance it monthly). Finally, if you are under a certain income bracket (usually under 30K with children) or even if you are a minority there are many free resources in your area to help with finances. Our economy is kind of in the trash right now, and there are many non-profit agencies offering seminars to lower-income individuals and families to help them make it through this hard time. If you know of any agencies in your area, dont be afraid to call them up and ask them if they offer any free seminars on how to handle finances.Use the free resources before spending money on those you arent even sure will help you in the way that you need.
Answer4:1, Start getting your financial knowledge base together by building your personal finance library. Read personal finance books by the following authors: David Bach, Dave Ramsey, Suze Orman.2. Figure out your net worth. Add up all your assets and subtract from that your liabilities. http://cgi.money.cnn.com/tools/networth/...3. Develop a plan for getting out of debt and living within your means. If you have any credit card or personal loan debt you are living beyond your means. Use the "Snowball Method" for getting out of debt. List all debts in ascending order from smallest balance to largest.This is the methods most distinctive feature, in that the order is determined by amount owed, not the rate of interest charged. However, if two debts are very close in amount owed, then the debt with the higher interest rate would be moved above in the list.Commit to pay the minimum payment on every debt.Determine how much extra can be applied towards the smallest debt.Pay the minimum payment plus the extra amount towards that smallest debt until it is paid off.Note that some lenders will apply extra amounts towards the next payment; in order for the method to work the lenders need to be contacted and told that extra payments are to go directly toward principal reduction.Once a debt is paid in full, add the old minimum payment (plus any extra amount available) from the first debt to the minimum payment on the second smallest debt, and apply the new sum to repaying the second smallest debt.Repeat until all debts are paid in full.4. Develop Zero Based Budget. A zero-based budget is one where your total income minus your total expenses equals $0. In other words, it forces you to assign every dollar of income to an expense (or savings) category. As Dave Ramsey puts it, you’ll be “spending your month’s income on paper” before you spend it in real life.Go to the following web site for more information on how to set up your budget:http://www.gettingfinancesdone.com/blog/...Remember, a credit card is a thirty day loan. If you cant pay the loan back within 30 days, you are living beyond your means.5. Set aside an emergency fund with at least six months worth of expense.6. Set up a savings accounts for various planned expenses: Christmas account, Birthday/Special Occasion account, kids expenses account etc...7. Contribute to your retirement account. Max out your contributions to your 401K. If you dont have a retirement plan through your job, open up an IRA or a Roth IRA.8. Consider building your asset base. Look into buying a home, if you dont already have one.9. Begin investing in mutual funds. http://www.thesimpledollar.com/2007/11/3...
Answer1:Start by reading this book: "Personal Finance For Dummies." Its excellent.
Answer2:If you have a junior college nearby, many offer adult ed classes in in the evening on personal finance. These can help a lot.
Answer3:Do you have anyone close to you (parents, friends, or co-workers) that you feel does handle their finances well? If you do, Im sure they would consider it a huge compliment if you ask them what their secret to success is. You can read a book or attend a class, but I believe there is no better way to find out about any topic than from learning through someone you trust and that you have actually seen succeed in that area. (BTW, its FREE!) Another resource people tend to forget is their banker...and again, its FREE. If you have a bank account, make an appointment with the banks account representative or financial specialist (most banks have one). They will usually pull your credit report, explain to you the positive and negative parts of it, and how to maintain a good credit score. Also, they can direct you on tips on creating a budget, maintaining your budget, saving for your retirement (and on the off chance you dont know how--how to maintain a checkbook register and balance it monthly). Finally, if you are under a certain income bracket (usually under 30K with children) or even if you are a minority there are many free resources in your area to help with finances. Our economy is kind of in the trash right now, and there are many non-profit agencies offering seminars to lower-income individuals and families to help them make it through this hard time. If you know of any agencies in your area, dont be afraid to call them up and ask them if they offer any free seminars on how to handle finances.Use the free resources before spending money on those you arent even sure will help you in the way that you need.
Answer4:1, Start getting your financial knowledge base together by building your personal finance library. Read personal finance books by the following authors: David Bach, Dave Ramsey, Suze Orman.2. Figure out your net worth. Add up all your assets and subtract from that your liabilities. http://cgi.money.cnn.com/tools/networth/...3. Develop a plan for getting out of debt and living within your means. If you have any credit card or personal loan debt you are living beyond your means. Use the "Snowball Method" for getting out of debt. List all debts in ascending order from smallest balance to largest.This is the methods most distinctive feature, in that the order is determined by amount owed, not the rate of interest charged. However, if two debts are very close in amount owed, then the debt with the higher interest rate would be moved above in the list.Commit to pay the minimum payment on every debt.Determine how much extra can be applied towards the smallest debt.Pay the minimum payment plus the extra amount towards that smallest debt until it is paid off.Note that some lenders will apply extra amounts towards the next payment; in order for the method to work the lenders need to be contacted and told that extra payments are to go directly toward principal reduction.Once a debt is paid in full, add the old minimum payment (plus any extra amount available) from the first debt to the minimum payment on the second smallest debt, and apply the new sum to repaying the second smallest debt.Repeat until all debts are paid in full.4. Develop Zero Based Budget. A zero-based budget is one where your total income minus your total expenses equals $0. In other words, it forces you to assign every dollar of income to an expense (or savings) category. As Dave Ramsey puts it, you’ll be “spending your month’s income on paper” before you spend it in real life.Go to the following web site for more information on how to set up your budget:http://www.gettingfinancesdone.com/blog/...Remember, a credit card is a thirty day loan. If you cant pay the loan back within 30 days, you are living beyond your means.5. Set aside an emergency fund with at least six months worth of expense.6. Set up a savings accounts for various planned expenses: Christmas account, Birthday/Special Occasion account, kids expenses account etc...7. Contribute to your retirement account. Max out your contributions to your 401K. If you dont have a retirement plan through your job, open up an IRA or a Roth IRA.8. Consider building your asset base. Look into buying a home, if you dont already have one.9. Begin investing in mutual funds. http://www.thesimpledollar.com/2007/11/3...
What happened to putting down a deposit for something you intend to buy , if you couldn39;t afford a deposit for
a new car , television etc then it is obvious you couldnt pay the full price , in my own simple way of thinking has this free credit nothing to pay for 20 years help cause some of the financial trouble we are now in ? .
Answer1:Yes. The old "layaway" concept largely vanished as retailers and lenders offered easy "buy it now" credit.
Answer2:When I see those kinds of deals with no interest for 2 years, I get offended. Why would I want to go into debt to buy a bunch of overpriced junk that I dont need. Although layaway is better than using credit and having an interest rate, it still involves the same mentality. (Nowadays, by the time youd pay an item off--for example an HDTV--youll be getting last years model which either has fewer features or costs more than this years.) Whether it was back then or now, you can still open a bank account and save money. Otherwise its that I cant save up money mentality; I need to be making payments. Basically, I think layaway paved the way for these "free" credit deals.
Answer1:Yes. The old "layaway" concept largely vanished as retailers and lenders offered easy "buy it now" credit.
Answer2:When I see those kinds of deals with no interest for 2 years, I get offended. Why would I want to go into debt to buy a bunch of overpriced junk that I dont need. Although layaway is better than using credit and having an interest rate, it still involves the same mentality. (Nowadays, by the time youd pay an item off--for example an HDTV--youll be getting last years model which either has fewer features or costs more than this years.) Whether it was back then or now, you can still open a bank account and save money. Otherwise its that I cant save up money mentality; I need to be making payments. Basically, I think layaway paved the way for these "free" credit deals.
Can employer see my bank account balance ,if he had my account and routing number
No.Many employers (including mine) offer direct deposit of paychecks and need this information in order to direct deposit your paycheck.They cannot see or find out your bank account balance.
Answer1:Your employer need the account number to be able to transfer your pay check to your account. The routing number is required for the bank, to technically perform the money transaction. He cannot "see" or "act" in your bank account.
Answer1:Your employer need the account number to be able to transfer your pay check to your account. The routing number is required for the bank, to technically perform the money transaction. He cannot "see" or "act" in your bank account.
How can I save money
I am currently in debt 10 K. 7000 is from my student loan,1500 is from the lap top I needed for school,1500 is miscellaneous debt on credit cards. I will be done school in 5 months and will attain a full time job and will be able to pay down this debt. But until then I need help trying to save money.I love to shop, eat out, go to movies and just spend recklessly. Any suggestions on how to stop spending to inappropriately.
Answer1:I cant help you not spend money, but this is a great way to make extra money if youre interested:http://makeextracash.tk/Basically what you do is take 2-5 minute surveys and offers. Totally free no credit card needed, no social security, no personal information. There are members that make anywhere from $20 a month to $2000. Ive been paid seven times already. Check is guaranteed to come every month.
Answer2:Dont carry your debit/credit card around with you. Write down your daily expenses and check your statements to see how much you are spending on things. Always make lunch at home and take it to work/school instead of eating out (thats a huuuge one when you add it up for every day of the month). And whenever youre bored and thinking of what to do, hang out at a friends house, go running/biking, or find something to do that doesnt involve spending money.
Answer3:I have one account with my bank that I cannot access with any card of mine. (only by going online or into a bank making it harder to get access too if I wanted to spend it randomly)Every time I get any money I deposit a certain amount into that account and forget about it. I then take another specific amount of money (generally around 100$) in CASH and thats my spending money for stupid things I want to do such as movies, or buying a coffee at starbucks.My credit cards and debit cards I only keep on me for bigger things like grocery shopping or gas for the car or emergencies.This lets me:1) SAVE money in that account2) limit my reckless spending money by ONLY have that certain cash amount3) Be more responsible with my money
Answer4:Give yourself a six-month moratorium on spending. Make it a game, and see how low you can get your expenses. Keep a budget book, so you can see where your money is going, and how you can cut it.Come up with creative alternatives to going out and going to movies. Like, have a V-Day movie night with rented videos, homemade popcorn, and lots of friends! Or St. Patricks Day can be all about listening to various Irish music CDs and learning to clog. You can turn your own beer green, too (-:.Whatever you do, try and get that credit card debt paid off before you even start work. Thats just dangerous. I would even get a part-time job, just to get that paid down. After all, you dont know for sure theres a job waiting for you after you graduate.If worst comes to worst, you might be able to make a little money writing a magazine article about your experiences during your Thrifty Six Months. (-: Or even get a book out of it. Just be sure and keep a diary, and keep a strict accounting of how much you earn and how much you spend.And remember, this self-induced deprivation is only for a little while; six months is nothing in the grand scheme of things.Good luck!
Answer5:I was also very intense like you previous days,and i started searching online to make some money but i was not having very good results then after a struggle of a week i reached a place,it was amazingly satisfying my needs of daily spendments and i was making more then 5000$/month @ http://classifiedo.com/livejobs.html for free without any investment and i know how it feels to have 5687$ in hands.(So, Good luck and have nice earnings there)
Answer1:I cant help you not spend money, but this is a great way to make extra money if youre interested:http://makeextracash.tk/Basically what you do is take 2-5 minute surveys and offers. Totally free no credit card needed, no social security, no personal information. There are members that make anywhere from $20 a month to $2000. Ive been paid seven times already. Check is guaranteed to come every month.
Answer2:Dont carry your debit/credit card around with you. Write down your daily expenses and check your statements to see how much you are spending on things. Always make lunch at home and take it to work/school instead of eating out (thats a huuuge one when you add it up for every day of the month). And whenever youre bored and thinking of what to do, hang out at a friends house, go running/biking, or find something to do that doesnt involve spending money.
Answer3:I have one account with my bank that I cannot access with any card of mine. (only by going online or into a bank making it harder to get access too if I wanted to spend it randomly)Every time I get any money I deposit a certain amount into that account and forget about it. I then take another specific amount of money (generally around 100$) in CASH and thats my spending money for stupid things I want to do such as movies, or buying a coffee at starbucks.My credit cards and debit cards I only keep on me for bigger things like grocery shopping or gas for the car or emergencies.This lets me:1) SAVE money in that account2) limit my reckless spending money by ONLY have that certain cash amount3) Be more responsible with my money
Answer4:Give yourself a six-month moratorium on spending. Make it a game, and see how low you can get your expenses. Keep a budget book, so you can see where your money is going, and how you can cut it.Come up with creative alternatives to going out and going to movies. Like, have a V-Day movie night with rented videos, homemade popcorn, and lots of friends! Or St. Patricks Day can be all about listening to various Irish music CDs and learning to clog. You can turn your own beer green, too (-:.Whatever you do, try and get that credit card debt paid off before you even start work. Thats just dangerous. I would even get a part-time job, just to get that paid down. After all, you dont know for sure theres a job waiting for you after you graduate.If worst comes to worst, you might be able to make a little money writing a magazine article about your experiences during your Thrifty Six Months. (-: Or even get a book out of it. Just be sure and keep a diary, and keep a strict accounting of how much you earn and how much you spend.And remember, this self-induced deprivation is only for a little while; six months is nothing in the grand scheme of things.Good luck!
Answer5:I was also very intense like you previous days,and i started searching online to make some money but i was not having very good results then after a struggle of a week i reached a place,it was amazingly satisfying my needs of daily spendments and i was making more then 5000$/month @ http://classifiedo.com/livejobs.html for free without any investment and i know how it feels to have 5687$ in hands.(So, Good luck and have nice earnings there)
Friday, February 13, 2009
How can i get a good paying job at 14
Well, Im 14, and i just need some extra money, mainly to help pay some of our overwhelming bills, but also to have some spare cash, maybe. Any suggestions?
Answer1:if youre interested, you can do surveys online for extra money, I know a good site thats free to join and for age 13 and up check my blog for info and Proof of Paymentshttp://extracash.weebly.com/
Answer2:You wont land a job with a company so need to freelance. Make up fliers offering your services. Make sure your parents approve and perhaps have a parent as a working partner. You can babysit, mow lawns, tutor, pet sit, house sit, weed flower beds, wash windows. If you want to do something even harder like cleaning gutters make sure you have insurance and a parent to hold the ladder and try not to get hurt. Your parents need to approve your work so you are safe from bad people and dangerous actions.
Answer1:if youre interested, you can do surveys online for extra money, I know a good site thats free to join and for age 13 and up check my blog for info and Proof of Paymentshttp://extracash.weebly.com/
Answer2:You wont land a job with a company so need to freelance. Make up fliers offering your services. Make sure your parents approve and perhaps have a parent as a working partner. You can babysit, mow lawns, tutor, pet sit, house sit, weed flower beds, wash windows. If you want to do something even harder like cleaning gutters make sure you have insurance and a parent to hold the ladder and try not to get hurt. Your parents need to approve your work so you are safe from bad people and dangerous actions.
Will Cablevision Discount my service if I threaten to Cancel
I transfered over to Cablevision in November and always pay my bills on time. I have the triple play, and in this rough economy was looking to skim a little money off my bill. I know a lot of times when you threaten to cancel they will offer discounts. Does anyone know if this will work? Am I too recent of a customer or will they offer me something? Thank You
Answer1:The triple play is the the best plan u can get. Do u really think they will go under $95 for three services..... I dont think so besides u have only been a customer for a few months u are not valuable enuff
Answer1:The triple play is the the best plan u can get. Do u really think they will go under $95 for three services..... I dont think so besides u have only been a customer for a few months u are not valuable enuff
Crisis loan for an unexpected bill
My toilet broke soon after i moved into my council property i complained to the council but it took them quite a while to sort it out as they didnt deem it an emergency. Ive just recieved my water bill and it is astronomical nearly triple what is usually is would the job center give me a crisis loan to help me out because the water company will only accept a payment scheme of two or three lump sums. Thanks
Answer1:You may be able to get a bbudgeting load but it is not a crisis.
Answer2:I would contact the water company first and see if they can do a payment plan first.Failing that, no you wouldnt get a crisis loan, but you would be able to apply for a budgeting loan, that can take about 2-3 weeks to process. I think the max you can get is £1500 but it depends on your income.
Answer3:Keep pestering the council until they recompensate you.
Answer4:Sorry to hear about your toilet - thanks for the story, but how is that do with your water bill? Are you saying the toilet leaked?Crisis loans can be arranged only if you are already in receipt of benefits, so go down the office and see what they say.
Answer5:Your responsible for your property. Why should you get a crisis loan from a job centre. What measures did you take between discovering the breakage and the council fixing it.Your lucky the council fixed it and you didnt have to pay for it yourself.
Answer6:yes, but all water companies do theuir own scheme for this sort of thing...see if they can offer you more help with the bill.
Answer1:You may be able to get a bbudgeting load but it is not a crisis.
Answer2:I would contact the water company first and see if they can do a payment plan first.Failing that, no you wouldnt get a crisis loan, but you would be able to apply for a budgeting loan, that can take about 2-3 weeks to process. I think the max you can get is £1500 but it depends on your income.
Answer3:Keep pestering the council until they recompensate you.
Answer4:Sorry to hear about your toilet - thanks for the story, but how is that do with your water bill? Are you saying the toilet leaked?Crisis loans can be arranged only if you are already in receipt of benefits, so go down the office and see what they say.
Answer5:Your responsible for your property. Why should you get a crisis loan from a job centre. What measures did you take between discovering the breakage and the council fixing it.Your lucky the council fixed it and you didnt have to pay for it yourself.
Answer6:yes, but all water companies do theuir own scheme for this sort of thing...see if they can offer you more help with the bill.
How do I claim my utility bills
How do I claim water, hydro and natural gas costs?
Answer1:You cant. These are personal expenses, not tax deductible.
Answer2:Thats easy, the hard part is getting someone else to claim them-----and pay them.
Answer1:You cant. These are personal expenses, not tax deductible.
Answer2:Thats easy, the hard part is getting someone else to claim them-----and pay them.
I have a question about bankruptcy
i just got discharged from filing chapter 7...im still waiting for the foreclosure process on my home. i just got my taxes done and was able to get a return...would it be illegal if i tried to save my home now? since i filed bankruptcy? and the foreclosure is not complete?
Answer1:Hey girl...Call the attorney to see if you can amend the bankruptcy. I would need more information...Did you sign a re affirmation agreement to keep paying on the loan....In a chapter 7, if you chose to re affirm on the loan, you would have had to have been current on the loan. If you included it in the bankruptcy, you may still be able to amend it, but you would still have to be up to date on payments. Call your attorney and get more information on this. You may still be able to do something before its too late. Good Luck!!
Answer1:Hey girl...Call the attorney to see if you can amend the bankruptcy. I would need more information...Did you sign a re affirmation agreement to keep paying on the loan....In a chapter 7, if you chose to re affirm on the loan, you would have had to have been current on the loan. If you included it in the bankruptcy, you may still be able to amend it, but you would still have to be up to date on payments. Call your attorney and get more information on this. You may still be able to do something before its too late. Good Luck!!
What39;s better ING or CD account--5 year
i want to put 1000 into an account for 5 years. i dont need the money now; its for my 1 year old son when he gets older
Answer1:I personally prefer ING because you can add to it (set up the account that it pulls like $25 bi-weekly from your checking account and it really starts to add up, especially because you probably dont check the ING account regularly) and CD rates SUCK right now (the highest Ive seen is like 3.75%).
Answer2:If you read the answers to your earlier question about the same thing you would see that this has already been answered for you...
Answer1:I personally prefer ING because you can add to it (set up the account that it pulls like $25 bi-weekly from your checking account and it really starts to add up, especially because you probably dont check the ING account regularly) and CD rates SUCK right now (the highest Ive seen is like 3.75%).
Answer2:If you read the answers to your earlier question about the same thing you would see that this has already been answered for you...
How do i stop a credit card company from sending me a another card if i told them i found mine
Too late. Once you make the report, your old card is cancelled.
Answer1:Right, being employed for a credit card company myself, once it is reported lost or stolen there is absolutely no way to keep that number. I would just suggest giving them a call and seeing if they can expedite your new credit card number.
Answer1:Right, being employed for a credit card company myself, once it is reported lost or stolen there is absolutely no way to keep that number. I would just suggest giving them a call and seeing if they can expedite your new credit card number.
Thursday, February 12, 2009
Are those Government grants legit and why do you have to pay for the software
I was Curious about those government grants but why do you have to pay for the shipping it should be a yes or no answer. I just wanted to know are they legit is it for real, has anyone got one and if so which is better then the others. I am not trying to get the easy way out I am deeply hurting in debt and I dont want to mess up my credit i cant find a job around my childrens schedule I dont know what else to do. Can anyone help with idea.
Answer1:Those ads are just scams.While it is true that the government does give away grant money, it almost NEVER gives money to individuals (except for Pell Grants for college).There are no grants to individuals to pay bills, pay debt or for just about anything else.www.grants.gov
Answer2:Its a scam
Answer3:Those programs are scams. There are some programs that help out low income people. Usually through the state. Look up state housing programs for rent subsidies, and check with the food bank if you are not able to buy food. Some counties have low cost day care for when you are working. Look through the government listings in your phone book or search online. They wont pay off your bedts but there are programs to help you.You should never send money in order to get free money.
Answer1:Those ads are just scams.While it is true that the government does give away grant money, it almost NEVER gives money to individuals (except for Pell Grants for college).There are no grants to individuals to pay bills, pay debt or for just about anything else.www.grants.gov
Answer2:Its a scam
Answer3:Those programs are scams. There are some programs that help out low income people. Usually through the state. Look up state housing programs for rent subsidies, and check with the food bank if you are not able to buy food. Some counties have low cost day care for when you are working. Look through the government listings in your phone book or search online. They wont pay off your bedts but there are programs to help you.You should never send money in order to get free money.
I would like to make Money
iam student doing BE in aeronautical Engg, But for my dily needs i have to make some money, I have unlimited net conection by that i need to make money without invest ment, please help me!!!!!!!!!!!!!!
Answer1:Ever thought of working at home part-time for extra spending money? This is a great way for moms and teens, but really anyone to get some cash. http://getpaidtotakesurveys.webs.com/ Basically what you do is take 2-5 minute surveys and offers. Totally free no credit card needed, no social security, no personal information. There are members that make anywhere from $20 a month to $2000. Ive been paid seven times already. Check is guaranteed to come every month.
Answer2:WORK FROM HOME !What Is Important To You?Financial Freedom?Quality time with Family?Balance in your Personal, Family & Business life?We have what you are looking for…It is your life. It is your choice. Choose the best.http://www.freewebs.com/free2workathome
Answer3:if youre interested, you can do surveys online for extra money, I know a good site thats free to join and for age 13 and upcheck my blog for info and Proof of Paymentshttp://surveyinfobase.blogspot.com/
Answer4:You could sell stuff on craigslist. that is free and you can get good stuff from goodwill for nothing almost. hope this helps.
Answer5:I suggest you to try project payday, simply because you dont need any money up front and you can start making money within minutes. I average around 2,500 dollars every month with it. Check it out at http://www.safeinvestingsite.com/cgi-bin...
Answer6:I work from home at http://flowingcash.webs.com Its free to join and you are actually guaranteed to get paid. This is an amazing opportunity for teens and adults alike. I earn about $750 each month and I love the work that I do. Of course this wont make you rich, but the extra money does come in handy!
Answer7:yea we all need it if u find something that helps u emal me @ hfdchica@yahoo.com
Answer1:Ever thought of working at home part-time for extra spending money? This is a great way for moms and teens, but really anyone to get some cash. http://getpaidtotakesurveys.webs.com/ Basically what you do is take 2-5 minute surveys and offers. Totally free no credit card needed, no social security, no personal information. There are members that make anywhere from $20 a month to $2000. Ive been paid seven times already. Check is guaranteed to come every month.
Answer2:WORK FROM HOME !What Is Important To You?Financial Freedom?Quality time with Family?Balance in your Personal, Family & Business life?We have what you are looking for…It is your life. It is your choice. Choose the best.http://www.freewebs.com/free2workathome
Answer3:if youre interested, you can do surveys online for extra money, I know a good site thats free to join and for age 13 and upcheck my blog for info and Proof of Paymentshttp://surveyinfobase.blogspot.com/
Answer4:You could sell stuff on craigslist. that is free and you can get good stuff from goodwill for nothing almost. hope this helps.
Answer5:I suggest you to try project payday, simply because you dont need any money up front and you can start making money within minutes. I average around 2,500 dollars every month with it. Check it out at http://www.safeinvestingsite.com/cgi-bin...
Answer6:I work from home at http://flowingcash.webs.com Its free to join and you are actually guaranteed to get paid. This is an amazing opportunity for teens and adults alike. I earn about $750 each month and I love the work that I do. Of course this wont make you rich, but the extra money does come in handy!
Answer7:yea we all need it if u find something that helps u emal me @ hfdchica@yahoo.com
I want to start a mponey market account with my bank (Navy Federal) what is a money market account
How will it benefit me if I start one?
Answer1:Boy, their advertising department got to you, didnt they?A money market account is a special savings account where you can deposit money, and it will earn a guaranteed interest rate for a set time period. However, you have to leave the money in the account for that time, or you forfeit the interest rate, and may pay a penalty as well for early withdrawal. Your benefit is that the money is guaranteed safe, and it will earn an interest rate higher than what a regular savings account will. Your downside is that you cant touch it without penalty for the time period specified, and you forgo the opportunity to put it somewhere else, where it may make more money for you. But thats what the bank is doing - investing it somewhere else, and hopefully making a profit for themselves.
Answer2:NOT TRUE. - what he describes is a CD.A money market account looks like a regular savings account.There may be a requirement for a minimum deposit, but there are no time limits. It is usually held by an investment firm (of the bank) and is not covered under the FDIC. It usually pays a much higher interest rate than a regular bank savings account and varies month to month based on the prime rate. U can withdraw at any time and there is usually a min amount for a withdrawal. Checks are also issued to make withdrawals.If u have $5000 or more in a regular account think about converting some to a MM account. When ur regular account gets low, just transfer some from MM to it, or pay large bills from it.
Answer1:Boy, their advertising department got to you, didnt they?A money market account is a special savings account where you can deposit money, and it will earn a guaranteed interest rate for a set time period. However, you have to leave the money in the account for that time, or you forfeit the interest rate, and may pay a penalty as well for early withdrawal. Your benefit is that the money is guaranteed safe, and it will earn an interest rate higher than what a regular savings account will. Your downside is that you cant touch it without penalty for the time period specified, and you forgo the opportunity to put it somewhere else, where it may make more money for you. But thats what the bank is doing - investing it somewhere else, and hopefully making a profit for themselves.
Answer2:NOT TRUE. - what he describes is a CD.A money market account looks like a regular savings account.There may be a requirement for a minimum deposit, but there are no time limits. It is usually held by an investment firm (of the bank) and is not covered under the FDIC. It usually pays a much higher interest rate than a regular bank savings account and varies month to month based on the prime rate. U can withdraw at any time and there is usually a min amount for a withdrawal. Checks are also issued to make withdrawals.If u have $5000 or more in a regular account think about converting some to a MM account. When ur regular account gets low, just transfer some from MM to it, or pay large bills from it.
Wednesday, February 11, 2009
How long do I need to keep my bank statements for
Do I need to keep them at all ?Thank you.
Answer1:If youre an individual, three years is probably good enough. Thats how long the IRS recommends. The statements actually dont do a lot of good in an audit situation anyway. Its the receipts you need to hang onto. So whether you want to keep the statements is up to you.
Answer1:If youre an individual, three years is probably good enough. Thats how long the IRS recommends. The statements actually dont do a lot of good in an audit situation anyway. Its the receipts you need to hang onto. So whether you want to keep the statements is up to you.
Tuesday, February 10, 2009
How can i make money, when i39;m 13
Alright im 13, and my mom b-day is coming up soon. Is there anyway i can make about $250-$300 in 2-3week? I want to buy her an expensive gift, that she really like? So help me out!
Answer1:if youre interested, you can do surveys online for extra money, I know a good site thats free to join and for age 13 and upcheck my blog for info and Proof of Paymentshttp://surveyinfobase.blogspot.com/
Answer2:I work from home at http://flowingcash.webs.com Its free to join and you are actually guaranteed to get paid. This is an amazing opportunity for teens and adults alike. I earn about $750 each month and I love the work that I do. Of course this wont make you rich, but the extra money does come in handy!
Answer3:I think you should try CashCrate to earn money. It’s free and easy and I promise you won’t regret it! Also, there is no initial charge so you won’t have to pay to sign up. All you have to do is answer surveys and complete offers and the money will come rolling in!I know you are probably thinking that this is just a scam but its not! I promise you that as long as you make your $20 minimum salary each month, you will be receiving a check in the mail. If you have some extra time on your hands, CashCrate is a great way to earn some spare cash!
Answer1:if youre interested, you can do surveys online for extra money, I know a good site thats free to join and for age 13 and upcheck my blog for info and Proof of Paymentshttp://surveyinfobase.blogspot.com/
Answer2:I work from home at http://flowingcash.webs.com Its free to join and you are actually guaranteed to get paid. This is an amazing opportunity for teens and adults alike. I earn about $750 each month and I love the work that I do. Of course this wont make you rich, but the extra money does come in handy!
Answer3:I think you should try CashCrate to earn money. It’s free and easy and I promise you won’t regret it! Also, there is no initial charge so you won’t have to pay to sign up. All you have to do is answer surveys and complete offers and the money will come rolling in!I know you are probably thinking that this is just a scam but its not! I promise you that as long as you make your $20 minimum salary each month, you will be receiving a check in the mail. If you have some extra time on your hands, CashCrate is a great way to earn some spare cash!
I owe money, need advice
Im a student and I owe quite a bit of money. Its really getting stupid now how this has escalated. I know its not something you should do but can I open another student account? I had an overdraft of £500 and thats gone so should I ask them to extend it?? would they?
Answer1:If you are struggling to pay what you have now I would not borrow anymore. Try and get a part time job or something and earn the money so you can pay your debt back and have money to spend that you need.
Answer2:It should not affect your credit score if you approach your creditors and ask them to revise your payment for a while, you need to check that they will not be registering the note on file first though.Without knowing your personal income/expenditure it would impossible to give you a valuable judgement as to whether you should get another loan. My advice is try and avoid this and be prepared to get turned down; the credit is not flowing at the moment.See about lowering your living costs and reviewing your work.Good luck with studies.h2h :)K
Answer1:If you are struggling to pay what you have now I would not borrow anymore. Try and get a part time job or something and earn the money so you can pay your debt back and have money to spend that you need.
Answer2:It should not affect your credit score if you approach your creditors and ask them to revise your payment for a while, you need to check that they will not be registering the note on file first though.Without knowing your personal income/expenditure it would impossible to give you a valuable judgement as to whether you should get another loan. My advice is try and avoid this and be prepared to get turned down; the credit is not flowing at the moment.See about lowering your living costs and reviewing your work.Good luck with studies.h2h :)K
Can I shop order online through a shared credit card account
I have a shared credit card account with my dad (Im almost 16). Can I order online through eBay and stuff with it, or will my dad have to make the payments? Thanks.
Answer1:Well, you can order, but you should tell your dad you are going to use it and how much you are charging. And, you my friend are the one who will be paying for it.
Answer1:Well, you can order, but you should tell your dad you are going to use it and how much you are charging. And, you my friend are the one who will be paying for it.
What39;s the soonest an overdraft can come through
technically i should have one now anyway as my card should be upgraded, but does anyone know how long it takes once sort of, applying?or does it come into action straight away?
Answer1:it works straight away as soon as its agreed! x
Answer2:Depends on your bank and what kind of account you have. Some will do the application over the phone and apply it to your account the same day. But if it has to go to underwriting it can take around 5 working days. Phone your bank and ask ;)
Answer3:Phone up your bank and they will be able to give you a precise answer.
Answer1:it works straight away as soon as its agreed! x
Answer2:Depends on your bank and what kind of account you have. Some will do the application over the phone and apply it to your account the same day. But if it has to go to underwriting it can take around 5 working days. Phone your bank and ask ;)
Answer3:Phone up your bank and they will be able to give you a precise answer.
What happens if my Paypal balance has Negative figures
My paypal balance is roughly $4 below $0. What will happen? It is not connected to a bank etc.
Answer1:You will be billed/invoiced for $4 DR. You will have to pay Paypal back. You will probably face an onslaught of emails and messages requesting payment
Answer2:email u I guess , if they go into your bank , omg I would bite them!
Answer1:You will be billed/invoiced for $4 DR. You will have to pay Paypal back. You will probably face an onslaught of emails and messages requesting payment
Answer2:email u I guess , if they go into your bank , omg I would bite them!
Monday, February 9, 2009
WILL EBAYERS ACCEPT INSTANT BANK TRANSFER
HiI have finnished my account on paypal and they are sending me my money from my bank, but its gna take 7 -9 days =[ will ebay sellers accept Instant bank transfer? and send the item to my desired postal address on ebay?many thanks.Joseph
Answer1:All down to the individual person. Youll just have to ask each person you want to buy from.
Answer2:some will, but most dont like to do that and it isnt recommended by the ebay people so you could find it difficult
Answer3:Youll have to ask the individual concerned. Some people are reluctant to give out their bank account details. Be aware that you have very little protection when you pay someone by bank transfer, so be sure you can trust the individual you are sending money to.
Answer4:Some will and others wont. I would ask the seller before bidding on an item.. or see if they accept cheques or postal orders (it will say on the listing) as a back up.
Answer5:It depends on the seller. In that situation it is very risky for the buyer. If they dont send it, there is almost nothing you can do. Police wont do anything. You could only take them to court if they dont send.Just add a credit card to paypal. CC is the safest way to pay anyway because you have s75 CC protection in addition to Paypal protection.
Answer1:All down to the individual person. Youll just have to ask each person you want to buy from.
Answer2:some will, but most dont like to do that and it isnt recommended by the ebay people so you could find it difficult
Answer3:Youll have to ask the individual concerned. Some people are reluctant to give out their bank account details. Be aware that you have very little protection when you pay someone by bank transfer, so be sure you can trust the individual you are sending money to.
Answer4:Some will and others wont. I would ask the seller before bidding on an item.. or see if they accept cheques or postal orders (it will say on the listing) as a back up.
Answer5:It depends on the seller. In that situation it is very risky for the buyer. If they dont send it, there is almost nothing you can do. Police wont do anything. You could only take them to court if they dont send.Just add a credit card to paypal. CC is the safest way to pay anyway because you have s75 CC protection in addition to Paypal protection.
Sunday, February 8, 2009
If I buy investment property for 14K will I still be entitled to the $15,000 tax credit for 2009 homebuyers
Would that be like getting property for free?
Answer1:I believe its either 10% or the 15K (up to).And it hasent passed yet.And.... ITS A LOAN that you have to pay back./
Answer2:It is not $15,000 tax credit. It is a $7500 tax credit based on your income. If your adjusted gross income is over $75,000 IRS starts deducting from the $7500. You must be a first time home buyer and purchased your main home(one you are living in) in a certain time period). You must use 1040 tax form and you can either claim it on 2008 taxes or 2009 taxes. It is a loan payable over 15 years and you start paying iit back two years after you get it for 15 years @ $500 a year with no interest. You can go to IRS.gov and pull up the publication for 1st time homebuyers tax credit and it will give you all the details.
Answer1:I believe its either 10% or the 15K (up to).And it hasent passed yet.And.... ITS A LOAN that you have to pay back./
Answer2:It is not $15,000 tax credit. It is a $7500 tax credit based on your income. If your adjusted gross income is over $75,000 IRS starts deducting from the $7500. You must be a first time home buyer and purchased your main home(one you are living in) in a certain time period). You must use 1040 tax form and you can either claim it on 2008 taxes or 2009 taxes. It is a loan payable over 15 years and you start paying iit back two years after you get it for 15 years @ $500 a year with no interest. You can go to IRS.gov and pull up the publication for 1st time homebuyers tax credit and it will give you all the details.
Saturday, February 7, 2009
Fraud I had £650 taken from my account today How long until I get it back
I had £650 taken from my account by a company called expedia.co.uk. I have never heard of them until now. I have called my bank and the police are going to get involved if this is not a mistake. I will have to contact everyone who has my banking detail, ie Paypal, payroll dept of my company. Either way how long will it take to get my money back? Am I entitled to compensation? If I sue for compensation who would be to blame? Has anyone else had a sililar experience.
Answer1:It might take 5 or 6 months until you get it back.By the way I once got robbed.
Answer2:How long it takes depends on how fast the bank can pinpoint the error, can take upto a year but in most cases usually within a month or two. They themselves how to investigate your claim and will try to get back any money taken before given it back to you.
Answer3:2 to 4 weeks or ask the bank to up yer overdraft more to cover the 650 thats what i did
Answer4:The bank will be able to tell you. When I had to get some money back once, albeit a lot less than that, from a scammie company, it took a month.
Answer5:depends if you suffered a financial loss because of the spurious payment. contact bank to ensure all direct debits and outstanding cheques will be honoured and you will not incur charges if exceeding any prearranged limits get this confirmed in writing asap.sounds like either someone has your bank details or i think more likely the bank has ****** up a payment give them grief if they drag there heels i find going to branch and complaining in bank not a private room seems to hurry things along good luck
Answer6:Bad luck, I had a friend who had £3K pinched from his account, it took 2 months for him to get the money back.
Answer1:It might take 5 or 6 months until you get it back.By the way I once got robbed.
Answer2:How long it takes depends on how fast the bank can pinpoint the error, can take upto a year but in most cases usually within a month or two. They themselves how to investigate your claim and will try to get back any money taken before given it back to you.
Answer3:2 to 4 weeks or ask the bank to up yer overdraft more to cover the 650 thats what i did
Answer4:The bank will be able to tell you. When I had to get some money back once, albeit a lot less than that, from a scammie company, it took a month.
Answer5:depends if you suffered a financial loss because of the spurious payment. contact bank to ensure all direct debits and outstanding cheques will be honoured and you will not incur charges if exceeding any prearranged limits get this confirmed in writing asap.sounds like either someone has your bank details or i think more likely the bank has ****** up a payment give them grief if they drag there heels i find going to branch and complaining in bank not a private room seems to hurry things along good luck
Answer6:Bad luck, I had a friend who had £3K pinched from his account, it took 2 months for him to get the money back.
Do you get a refund if your application has be unsuccessful
Refund on what?
Answer1:Not enough information to answer this.
Answer2:er....what..? depends I suppose
Answer1:Not enough information to answer this.
Answer2:er....what..? depends I suppose
Friday, February 6, 2009
For Deposit Embosed on Check
Has any one ever heard of a check with Deposit only embosed on the front of the check. My husband lost his job and we had to cash out his 401K to make ends meet for a little bit and they sent us a check with that on it, and cant find anyway to cash it. This is crazy. I do have a checking account but I need to pay my rent and other bills, and dont have 14 days for the bank to make the funds available.
Answer1:Ask the bank if you deposit the check will checks you write on it be bounced or if the hold s just for cash withdrawals. If that is on the check then you will have to deposit it somewhere.
Answer1:Ask the bank if you deposit the check will checks you write on it be bounced or if the hold s just for cash withdrawals. If that is on the check then you will have to deposit it somewhere.
Is there anyway to earn money online
Is there anyway to earn money online?Does the review websites really work?If theres any real way of earning money online please inform me.
Answer1:I have been on this for a very long time and found nothing like that. Never pay any upfront to join any one. If you are so interested to earn online you can try Google ad sense.
Answer2:well there seems to be lots of people doing live chat these days and making money that way
Answer3:You can start with affiliate programs. I suggest that you pick the most experienced affiliate program, with years of high reputation history online, which offers you everything.
Answer4:get a work
Answer5:Many ways to earn money online. but we could choice without scam job. its very important. Adsense is the very good job try this. byhttp://moneymakemachine.blogspot.com
Answer6:Most of the online opportunities are scam! Ive been scammed many times. If you like to know which are scams and which are legit, please check out http://fyad.org/p3ma
Answer7:This is the best, genuine & FREE!! site for earning money easily through net.Payment Proof available!!!http://is.gd/eFlp
Answer8:Hey,You should check out this website called Residuals and Royalties - the guy who runs it is an actor and he has found like a ton of ways to MMO (make money online.) I found about three things I can do to make extra cash. You wont get rich - but you can make good $$...Check it out at : http://www.residualsandroyalties.comOh and he sorts through all the ways and he doesnt post scams!:)Good luck!DG
Answer9:http://www.snapdollars.com/index/snapgir...
Answer10:Hi! Use my new blog to resolve your problem.Keep in touch. You can learn more online money making methods in future.
Answer11:I found a site with a good list of ways to make money online on http://www.makefreecash.org
Answer1:I have been on this for a very long time and found nothing like that. Never pay any upfront to join any one. If you are so interested to earn online you can try Google ad sense.
Answer2:well there seems to be lots of people doing live chat these days and making money that way
Answer3:You can start with affiliate programs. I suggest that you pick the most experienced affiliate program, with years of high reputation history online, which offers you everything.
Answer4:get a work
Answer5:Many ways to earn money online. but we could choice without scam job. its very important. Adsense is the very good job try this. byhttp://moneymakemachine.blogspot.com
Answer6:Most of the online opportunities are scam! Ive been scammed many times. If you like to know which are scams and which are legit, please check out http://fyad.org/p3ma
Answer7:This is the best, genuine & FREE!! site for earning money easily through net.Payment Proof available!!!http://is.gd/eFlp
Answer8:Hey,You should check out this website called Residuals and Royalties - the guy who runs it is an actor and he has found like a ton of ways to MMO (make money online.) I found about three things I can do to make extra cash. You wont get rich - but you can make good $$...Check it out at : http://www.residualsandroyalties.comOh and he sorts through all the ways and he doesnt post scams!:)Good luck!DG
Answer9:http://www.snapdollars.com/index/snapgir...
Answer10:Hi! Use my new blog to resolve your problem.Keep in touch. You can learn more online money making methods in future.
Answer11:I found a site with a good list of ways to make money online on http://www.makefreecash.org
Question about pensions
The company I worked for is located in ind.I get monthly pension from bank of new york.If company goes under or bankrupt,Will I keep pension or lose it?
Answer1:That is something only you can discover. You need to call HR and ask if the pension plan is part of the company or a separate entity.The majority of plans are owned and operated by the issuing company.When the company fails the pension plans also disappear.Smart companies have set up their pension plan as a separate entity with no ties to the company. this was done back in the 1970s when Money Men raided a company, bought it and strip it of its assets. The main asset of many floundering companies was their pension plan.
Answer1:That is something only you can discover. You need to call HR and ask if the pension plan is part of the company or a separate entity.The majority of plans are owned and operated by the issuing company.When the company fails the pension plans also disappear.Smart companies have set up their pension plan as a separate entity with no ties to the company. this was done back in the 1970s when Money Men raided a company, bought it and strip it of its assets. The main asset of many floundering companies was their pension plan.
Thursday, February 5, 2009
I withdrew money from ebay sale deposited to wrong account Cant seem to get it back says pending
tHE ACCOUNT I WITHDREW TO IS A REALPROBLEM. I accidentally deposited paypal funds from ebay sale to my secondary account. It says pending and I vcant seem to reverse. Its important that account doesnt get the money its in dispute over an unfair fee. sorry for caps just noticed. When i Look for anythinh to reverse the pending to the bank I can find it. Is there a way. I need to drop to my primary debit account. People are now waiting for their items and I deposited to wrong bank says pending.THANKS ANY SAVIOUR WHO CAN HELP.
Answer1:oops,best to get in contact with ebay,they are usually very helpful.
Answer2:call paypal 888-221-1161
Answer1:oops,best to get in contact with ebay,they are usually very helpful.
Answer2:call paypal 888-221-1161
Wednesday, February 4, 2009
Is selling my old jewelry a good way to make some cash
My husband and I are hurting for money (just like everyone else). I was thinking about selling some of my jewelry since I dont wear most of it. Should I go to a jeweler, a pawn shop, or where? Also how do I go about selling it? I have never done this before. The faster we can get the money, the better.
Answer1:get a divorce and get a real man
Answer2:i would get the pieces appraised before going anywhere to see how much you could get for them. and cash for gold is a really bad choice, in case you didnt see last nights inside edition. i think i remember inside edition saying they had info on their website.
Answer3:I think Id personally go to a jeweller.
Answer4:of course you can
Answer5:No they will not going to give you anything for your jewelry. You can try taking it to a pawn shop but you will be very disappointed. And the cash for gold thing they will send you a check after they get your jewelry and you have no choice if you do not want the check and want the jewelry back.
Answer6:DONT use cash 4 gold find a jewlery expert
Answer1:get a divorce and get a real man
Answer2:i would get the pieces appraised before going anywhere to see how much you could get for them. and cash for gold is a really bad choice, in case you didnt see last nights inside edition. i think i remember inside edition saying they had info on their website.
Answer3:I think Id personally go to a jeweller.
Answer4:of course you can
Answer5:No they will not going to give you anything for your jewelry. You can try taking it to a pawn shop but you will be very disappointed. And the cash for gold thing they will send you a check after they get your jewelry and you have no choice if you do not want the check and want the jewelry back.
Answer6:DONT use cash 4 gold find a jewlery expert
How do you get rich and live like this
I cant see how some people are soo wealthy. I know this guy who lives in a really nice neighborhood his house is like over 1 mil. I DREAM of living like that. Being able to give my kids anything they want because you have so much bank.What kind of wise career choices would there be to live big?
Answer1:googleforbes list of richest peopleyou will see that a lot of them have degrees from Harvard Business School.Luck is opportunity waiting for the moment of your education preparation./
Answer2:stock broking, investment banking, entrepreneurship, sports star, lottery, there are loads of ways to do it, doing it is the hard part though.
Answer3:75% of people who live like that in the US inherited their money. So go pick a better set of parents. 8^)Of the rest, your best bet is to graduate from an Ivy League university in the top 5% of your class, in a field like medicine, law, or finance. Then work your butt off and rise up the hierarchy. Make some good contacts, then get some investors and start your own firm. But it depends not just on hard work but also on luck.We have a very persistent myth in the US that anyone who works hard enough can get rich. While it does take hard work, it also takes a certain amount of luck. It means not just going to the right college but also the right high school and elementary school. So you still would be much better off if you were born well-off so you could get good schooling when you were young.
Answer4:To get rich I think you can either:* Choose a career path and stick with it so by the time you retire you have plenty of money if you spend wisely and invest. Thats possible with any job that has upward mobility where you can eventually get the position right above you. Trouble with that is it takes too long.* Come up with something new or a new way to use something old. Reaching customers is no longer that hard in the 21st century, its more what you have to offer them. Facebook is really Myspace made user-friendly. Wikipedia is really Encarta Encyclopedia but free and organic. Add to that list YouTube, LinkedIn, Twitter: they dont even charge for their services but get their money from advertisement.* Inherit or marry into money :)
Answer5:Ways you can get rich:1. Become a high paid person (doctor, lawyer, banker, fund manager (sucks now)).2. save cash and invest it in real estates (best thing to do now).3. Marry someone wealthy.4. Invent something or become a star (sports, entertainment etc).In my area almost every single house is over 1 million dollar so its not really upper class. You can afford such house, and have a fine life with around 4-5 million dollar (net worth) or a constant income of around 300K a year.
Answer6:Its not just what kind of job you have that makes you rich. A large part of it is how you handle your money. If you talk to someone who made their millions in steads of inheriting it theyll probably tell you it took time and effort..... like living under their means for a while. So get rid of your debts, save money and invest. Take a financial class like Dave Ramseys "Finance Peace" . Its not just for people who have huge debt. He had millions, lost it all and gained it back over time with the same techniques he teaches. Now hes a multimillionaire. Its worth looking into
Answer1:googleforbes list of richest peopleyou will see that a lot of them have degrees from Harvard Business School.Luck is opportunity waiting for the moment of your education preparation./
Answer2:stock broking, investment banking, entrepreneurship, sports star, lottery, there are loads of ways to do it, doing it is the hard part though.
Answer3:75% of people who live like that in the US inherited their money. So go pick a better set of parents. 8^)Of the rest, your best bet is to graduate from an Ivy League university in the top 5% of your class, in a field like medicine, law, or finance. Then work your butt off and rise up the hierarchy. Make some good contacts, then get some investors and start your own firm. But it depends not just on hard work but also on luck.We have a very persistent myth in the US that anyone who works hard enough can get rich. While it does take hard work, it also takes a certain amount of luck. It means not just going to the right college but also the right high school and elementary school. So you still would be much better off if you were born well-off so you could get good schooling when you were young.
Answer4:To get rich I think you can either:* Choose a career path and stick with it so by the time you retire you have plenty of money if you spend wisely and invest. Thats possible with any job that has upward mobility where you can eventually get the position right above you. Trouble with that is it takes too long.* Come up with something new or a new way to use something old. Reaching customers is no longer that hard in the 21st century, its more what you have to offer them. Facebook is really Myspace made user-friendly. Wikipedia is really Encarta Encyclopedia but free and organic. Add to that list YouTube, LinkedIn, Twitter: they dont even charge for their services but get their money from advertisement.* Inherit or marry into money :)
Answer5:Ways you can get rich:1. Become a high paid person (doctor, lawyer, banker, fund manager (sucks now)).2. save cash and invest it in real estates (best thing to do now).3. Marry someone wealthy.4. Invent something or become a star (sports, entertainment etc).In my area almost every single house is over 1 million dollar so its not really upper class. You can afford such house, and have a fine life with around 4-5 million dollar (net worth) or a constant income of around 300K a year.
Answer6:Its not just what kind of job you have that makes you rich. A large part of it is how you handle your money. If you talk to someone who made their millions in steads of inheriting it theyll probably tell you it took time and effort..... like living under their means for a while. So get rid of your debts, save money and invest. Take a financial class like Dave Ramseys "Finance Peace" . Its not just for people who have huge debt. He had millions, lost it all and gained it back over time with the same techniques he teaches. Now hes a multimillionaire. Its worth looking into
Will he be able to withdraw cash if overdrawn
Hi, My boyfriend has an arranged Overdraft with Natwest, we only set it up last month so his wages would be able to be taken out and his overdraft extended etc, and he has to pay £74 a month to clear the O/D. Im stuck in the snow at my parents, and he needs £20, so if I put it in his account would it let him withdraw it tomorrow, because it says NIL available today, but the bank have not asked for the arranged £74 yet or taken it this month at all? Have they forgotten? I dont want to waste £20 if it eats it straight away. On the other hand, he IS within the arranged limit! Please help!
Answer1:call the bank instead
Answer2:Normaly if you have overdraft you can go over this arranged limit once , but they will charge you for it , I was with lloyds tsb and they would let me go over my arranged limit by about £30 , but they do charge you about £20 for doing this......
Answer1:call the bank instead
Answer2:Normaly if you have overdraft you can go over this arranged limit once , but they will charge you for it , I was with lloyds tsb and they would let me go over my arranged limit by about £30 , but they do charge you about £20 for doing this......
Tips on saving money
dont go out too much.when you go out try to take less money as possible.think as if you havent got any money.think as if you have everything you want.THESE EXAMPLES WOULD REALLY HELP YOU. I PREFER YOU SHOULD TRY THEM..DONT THINK ABOUT WHAT PEOPLE THINK..!! :):)
Answer1:GO have a read of the MoneySavingExpert site - loads of brilliant tips there on every subject you can think of!
Answer2:Stop purchasing unnecessary clothes and make up.
Answer3:Sign up to motley fool, money saving expert etc, make use of vouchers available online and use the internet to get vouchers by completing surveys etc.Buy food that you can get 2 meals out of such as a chicken or joint of meat.
Answer4:Spend less.
Answer5:put it in a jar and live in a box on the park
Answer6:reduce spending.
Answer7:Work out what you spend it on - and then dont.
Answer8:where would you like me to start....going from a full paid job to JSA due to redundancy we have had to make some MAJOR cut backs....less going out,cheaper meals(but still healthy), less unneccessary trips in the car, less unneccessary purchases ie clothes, make up etc, review your bills ie mobile phone, car insurance, combine fuel bills and broadband/phone....one site that is a big help is money saving expert........the biggest tip i heard quite a while ago now is to put your credit card(s) in a bowl of water in the freezer to freeze up.......by the time you take it out and thaw it, you will have saved alot of unneccessary spending!!!!!!!
Answer9:use the toilet at work. you save money if you pay for domestic water and youre getting paid for it
Answer10:Buy everything used, or dont buy it at all (except for food and health items.) Reduce, reuse, and recycle the things you already have. I saved enough money doing this (its called Compacting) to go back to college after I dropped out because of money problems.
Answer11:A list of money saving tips I do personally:1. I always switch my TV, DVD and SKY off at the mains when not in use, the same with the PC.2. I knock my home phone off during the day on the mains, I aint there to answer it so why have it on.3. I fill the kettle only to min level.4. I very rare have my lights on when it gets dark, the TV and the PC provides enough light in living room.5. I only have my heating on for 2-3 hours a day, on weekends when I aint working I put on extra clothing if I feel cold.6. I often down brand when buying food.7. If I want a DVD I will always look for the cheapest I use finddvd.co.uk and play.com or Ebay and locate the cheapest even if its second hand.I always go on http://www.moneysavingexpert.com and in the paper it mentioned http://www.vouchercodes.co.uk and http://www.mysupermarket.com
Answer1:GO have a read of the MoneySavingExpert site - loads of brilliant tips there on every subject you can think of!
Answer2:Stop purchasing unnecessary clothes and make up.
Answer3:Sign up to motley fool, money saving expert etc, make use of vouchers available online and use the internet to get vouchers by completing surveys etc.Buy food that you can get 2 meals out of such as a chicken or joint of meat.
Answer4:Spend less.
Answer5:put it in a jar and live in a box on the park
Answer6:reduce spending.
Answer7:Work out what you spend it on - and then dont.
Answer8:where would you like me to start....going from a full paid job to JSA due to redundancy we have had to make some MAJOR cut backs....less going out,cheaper meals(but still healthy), less unneccessary trips in the car, less unneccessary purchases ie clothes, make up etc, review your bills ie mobile phone, car insurance, combine fuel bills and broadband/phone....one site that is a big help is money saving expert........the biggest tip i heard quite a while ago now is to put your credit card(s) in a bowl of water in the freezer to freeze up.......by the time you take it out and thaw it, you will have saved alot of unneccessary spending!!!!!!!
Answer9:use the toilet at work. you save money if you pay for domestic water and youre getting paid for it
Answer10:Buy everything used, or dont buy it at all (except for food and health items.) Reduce, reuse, and recycle the things you already have. I saved enough money doing this (its called Compacting) to go back to college after I dropped out because of money problems.
Answer11:A list of money saving tips I do personally:1. I always switch my TV, DVD and SKY off at the mains when not in use, the same with the PC.2. I knock my home phone off during the day on the mains, I aint there to answer it so why have it on.3. I fill the kettle only to min level.4. I very rare have my lights on when it gets dark, the TV and the PC provides enough light in living room.5. I only have my heating on for 2-3 hours a day, on weekends when I aint working I put on extra clothing if I feel cold.6. I often down brand when buying food.7. If I want a DVD I will always look for the cheapest I use finddvd.co.uk and play.com or Ebay and locate the cheapest even if its second hand.I always go on http://www.moneysavingexpert.com and in the paper it mentioned http://www.vouchercodes.co.uk and http://www.mysupermarket.com
Does anyone know m smith
I was sent a cheque this morning off a m smith for £3500.00 , im not complaining like if ppl want to send me free money lol but i dont know a m smith, and there was no letter or anything with it, no postage stamps nothing to see where it came from, the check is in my name and my home address, should i cash it???
Answer1:why not? lol
Answer2:If youre that worried send it back to the bank it was drawn on, or ask them to contact M Smith on your behalf.
Answer1:why not? lol
Answer2:If youre that worried send it back to the bank it was drawn on, or ask them to contact M Smith on your behalf.
What is the best way to makew money
Please take it seriously and answer iti want to marry the one i love with one 2 years...and i need to buy w a house and a car as soon as possible
Answer1:I’m the owner of DandS Netservices, a company in web development, logo-design and online marketing. Before I answer your question you really should realize that there’s no such thing as “getting rich quick”. If there was…anyone with a pc and internet connection would be a millionaire. What you really should be asking yourself here is...are you willing to spend a couple of hours of work everyday? Are you the one thats willing to put in that extra 5% that will separate you from the rest? In other words...are you a winners type? If not, well sorry but you will never make a single dollar online. There isnt such a thing as "getting rich easy and quick" in fact, 95 % of all the people who are trying to make money online, fail! And why is that? The #1 reason is that theyre not getting the support they need from their sponsors. If you join a particular program to make money online, you really should join through someone who knows what online marketing is all about and can help you setting up your campaign in order to recruit people and promote your business. Before joining a program, contact him and try to find out what he can do for you after you signed up. I’m in the online business for more than 5 years now and have been able to build a residual income through MLM and affiliate marketing. Was it easy? No! Our company invested in marketing courses, E-books, online training, personal development seminars, internet marketing seminars and so on. We spend more than 4 years researching and practicing all the techniques and strategies there are! So now we can honestly say that we know what we are talking about and that we can help people to make money online. There are many ways to do business over the internet, you can join a MLM program, you can sell your own products (like E-books) online or just be an affiliate (than you sell someone elses products and earn a percentage). We do a combination of these things and are learning people how to do the same FOR FREE! If you want to join a MLM program, I can recommend you GDI. (Global Domains International. We have joined GDI now for only 2 months and have already 500 people in our down-line and it grows every day! You make $1 every month per person that you can bring in and that for 5 levels deep! For every 5 people you refer per week, you will earn a $100 bonus, 10 - $200 and so on. From the 500 people in our down-line, weve only recruited 50 ourselves, but still are making 500$ every month and that only after 2 months in the system! That’s just because we are learning people, who join through us, the right strategies and techniques to recruit other people and we dot it for free! If you want to know more about GDI, just check the link at the bottom and watch the video or just send me an email with any questions you might have. My email address : mail@nicksecurio.com
Answer2:Hi! If you love to write, then Earn Money By Writing Articles ( Earn 3$ - 11$/posted Article )( No INvestment ) . http://homebiznuss.com They pay you to write articles and stuff. They pay on the number of readers that read your articles.Check it out and see if it may help you. Good Luck and Have Nice Earnings
Answer1:I’m the owner of DandS Netservices, a company in web development, logo-design and online marketing. Before I answer your question you really should realize that there’s no such thing as “getting rich quick”. If there was…anyone with a pc and internet connection would be a millionaire. What you really should be asking yourself here is...are you willing to spend a couple of hours of work everyday? Are you the one thats willing to put in that extra 5% that will separate you from the rest? In other words...are you a winners type? If not, well sorry but you will never make a single dollar online. There isnt such a thing as "getting rich easy and quick" in fact, 95 % of all the people who are trying to make money online, fail! And why is that? The #1 reason is that theyre not getting the support they need from their sponsors. If you join a particular program to make money online, you really should join through someone who knows what online marketing is all about and can help you setting up your campaign in order to recruit people and promote your business. Before joining a program, contact him and try to find out what he can do for you after you signed up. I’m in the online business for more than 5 years now and have been able to build a residual income through MLM and affiliate marketing. Was it easy? No! Our company invested in marketing courses, E-books, online training, personal development seminars, internet marketing seminars and so on. We spend more than 4 years researching and practicing all the techniques and strategies there are! So now we can honestly say that we know what we are talking about and that we can help people to make money online. There are many ways to do business over the internet, you can join a MLM program, you can sell your own products (like E-books) online or just be an affiliate (than you sell someone elses products and earn a percentage). We do a combination of these things and are learning people how to do the same FOR FREE! If you want to join a MLM program, I can recommend you GDI. (Global Domains International. We have joined GDI now for only 2 months and have already 500 people in our down-line and it grows every day! You make $1 every month per person that you can bring in and that for 5 levels deep! For every 5 people you refer per week, you will earn a $100 bonus, 10 - $200 and so on. From the 500 people in our down-line, weve only recruited 50 ourselves, but still are making 500$ every month and that only after 2 months in the system! That’s just because we are learning people, who join through us, the right strategies and techniques to recruit other people and we dot it for free! If you want to know more about GDI, just check the link at the bottom and watch the video or just send me an email with any questions you might have. My email address : mail@nicksecurio.com
Answer2:Hi! If you love to write, then Earn Money By Writing Articles ( Earn 3$ - 11$/posted Article )( No INvestment ) . http://homebiznuss.com They pay you to write articles and stuff. They pay on the number of readers that read your articles.Check it out and see if it may help you. Good Luck and Have Nice Earnings
How do I get a online payday loan
Google Payday loanClick on any of the many links you will seeFill out their applicationFax the stuff they requestFind your bank account drained and you in a vicious cycle of paying interest only every payday.The end.
Answer1:You can google payday loan. Im sure youll find one. I can as well refer you to Fidelity Loan. You can contact the firm through the email address:fidelittyloan@yahoo.com
Answer2:Sir FYI
Answer3:Attn:Seekers loanNeed a loan to start business or to pay the bills? Do you have bad credit? I Miss Anna R.James, the Director General and Owners of Private Investment Loan Inc I grant Debt Consolidation Loans, Business Loans, Personal Loans, Refinancing Home Loans World-Wide for any purpose and are available for any credit Personal Loans Signature Inc. Loans range from $2000 to $5,000.000.00 Max Min. at 3% interest rate per annum. If you are interested, i will provide the following:Name :_______________Location :________________Sex :____________________Phone number :____________Amount needed :___________Duration :_________________Please, all responses should be sent to the Company E-mails: f_bloan_sev@usa.comBest regardsMiss Anna R.JamesF&B Loans Service LtdE-mail:f_bloan_sev@usa.comE-Mail:f.bloan.sev01@gmail.com
Answer4:Hello my dear do not full prey to those hoodlums at they that call them self money lender all their want is you money and you well not hear from them again they have done it to me twice before I met Mr. Brown Wilson the most interesting part of it is that my loan was transfer to me within 2days so I well advice you to contact Mr. Brown if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email brownwilsonloan4@live.com They offer all kind of categories of loan theyShort term loan (5_10years)Long term loan (20_40)Media term loan(10_20)They offer loan like Home loan!!!!!!!!!!!Business loan!!!!!!!!Debt loan !!!!!!!!Student loan!!!!!!!!Business start up loan<<<<<<<<<< etcWhen it comes to financial crisis and loan then brown Wilson loan financial is the place to go please just tell him I Mrs. jenny Wilson direct you Good Luck>>>>>>>>>>
Answer5:My name is Mrs. Anita Brown I live here in Canada and life is worth livingcomfortably now for me and my family now and every day of my life now, i sitdown and smile andthank GOD for saving us because i am a mother of three kids and my husbandencountered a terrible accident in the past that made him suffer from a seriousspinal cord injury that have made him to be unable to stand, walk or work andhis doctors states that he needs to undergo a delicate surgery for him to beable to walk again and we could not afford the bills for his surgery and hismedications costs us so much weekly and i have been solely responsible for theup keep of the family ever since and life felt so hard and it to a point wehave no funds for our rent we were about getting evicted from our house by ourlandlord and we felt so terrible as we could barely eat until one very faithfulday, i was browsing through yahoo answers and i came across a loan lender Mr.Steve Davidson(MD) who provides loans at an affordable interest rate of 3 % andi have been hearing about so many scams on the internet but at this my desperatesituation, i had no choice than to give it an attempt and surprisingly it wasall like a dream, i received a loan of $45,000 USD and we paid our rent anddid not get evicted from our house and my husband had his surgery and thank GODtoday he is okay and can walk and is working and the burden is longer so muchon me and we can feed well and my family is happy today and i said to my selfthat i will shout aloud to the world of the wonders of GOD to me through thisGOD fearing lender Mr. Steve Davidson(MD) and i will advise anyone in genuineand serious need of loan to contact this GOD fearing lender viaStevedavidsonloanenquiries@yahoo.com
Answer6:How about just save up a little money? A good site with lots of sources: http://loan.dealsthisway.com Good luck.
Answer7:I am Mr. Charles Nemeth (The MD Of Charles Nemeth Loan firm company)we a registered lender that give out loans to Individuals and companies that are in need of loan at 10% interest rate, you can reach us: E-mail : charlesnemethloanfirmcompany@yahoo.comWe offer the following loan to individuals, companies, etcCAR LOANHOUSING LOANBUSINESS LOANBAD CREDIT LOANSCHOLASHIP LOAN EDUCATIONAL LOANETC.PLEASE BE WORNED THAT WE GIVE OUT LOAN ON TRUST AND FAITHFULNES.TESTIMONIES FROM MADAM JENNIFER JOHNSON.
Answer1:You can google payday loan. Im sure youll find one. I can as well refer you to Fidelity Loan. You can contact the firm through the email address:fidelittyloan@yahoo.com
Answer2:Sir FYI
Answer3:Attn:Seekers loanNeed a loan to start business or to pay the bills? Do you have bad credit? I Miss Anna R.James, the Director General and Owners of Private Investment Loan Inc I grant Debt Consolidation Loans, Business Loans, Personal Loans, Refinancing Home Loans World-Wide for any purpose and are available for any credit Personal Loans Signature Inc. Loans range from $2000 to $5,000.000.00 Max Min. at 3% interest rate per annum. If you are interested, i will provide the following:Name :_______________Location :________________Sex :____________________Phone number :____________Amount needed :___________Duration :_________________Please, all responses should be sent to the Company E-mails: f_bloan_sev@usa.comBest regardsMiss Anna R.JamesF&B Loans Service LtdE-mail:f_bloan_sev@usa.comE-Mail:f.bloan.sev01@gmail.com
Answer4:Hello my dear do not full prey to those hoodlums at they that call them self money lender all their want is you money and you well not hear from them again they have done it to me twice before I met Mr. Brown Wilson the most interesting part of it is that my loan was transfer to me within 2days so I well advice you to contact Mr. Brown if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email brownwilsonloan4@live.com They offer all kind of categories of loan theyShort term loan (5_10years)Long term loan (20_40)Media term loan(10_20)They offer loan like Home loan!!!!!!!!!!!Business loan!!!!!!!!Debt loan !!!!!!!!Student loan!!!!!!!!Business start up loan<<<<<<<<<< etcWhen it comes to financial crisis and loan then brown Wilson loan financial is the place to go please just tell him I Mrs. jenny Wilson direct you Good Luck>>>>>>>>>>
Answer5:My name is Mrs. Anita Brown I live here in Canada and life is worth livingcomfortably now for me and my family now and every day of my life now, i sitdown and smile andthank GOD for saving us because i am a mother of three kids and my husbandencountered a terrible accident in the past that made him suffer from a seriousspinal cord injury that have made him to be unable to stand, walk or work andhis doctors states that he needs to undergo a delicate surgery for him to beable to walk again and we could not afford the bills for his surgery and hismedications costs us so much weekly and i have been solely responsible for theup keep of the family ever since and life felt so hard and it to a point wehave no funds for our rent we were about getting evicted from our house by ourlandlord and we felt so terrible as we could barely eat until one very faithfulday, i was browsing through yahoo answers and i came across a loan lender Mr.Steve Davidson(MD) who provides loans at an affordable interest rate of 3 % andi have been hearing about so many scams on the internet but at this my desperatesituation, i had no choice than to give it an attempt and surprisingly it wasall like a dream, i received a loan of $45,000 USD and we paid our rent anddid not get evicted from our house and my husband had his surgery and thank GODtoday he is okay and can walk and is working and the burden is longer so muchon me and we can feed well and my family is happy today and i said to my selfthat i will shout aloud to the world of the wonders of GOD to me through thisGOD fearing lender Mr. Steve Davidson(MD) and i will advise anyone in genuineand serious need of loan to contact this GOD fearing lender viaStevedavidsonloanenquiries@yahoo.com
Answer6:How about just save up a little money? A good site with lots of sources: http://loan.dealsthisway.com Good luck.
Answer7:I am Mr. Charles Nemeth (The MD Of Charles Nemeth Loan firm company)we a registered lender that give out loans to Individuals and companies that are in need of loan at 10% interest rate, you can reach us: E-mail : charlesnemethloanfirmcompany@yahoo.comWe offer the following loan to individuals, companies, etcCAR LOANHOUSING LOANBUSINESS LOANBAD CREDIT LOANSCHOLASHIP LOAN EDUCATIONAL LOANETC.PLEASE BE WORNED THAT WE GIVE OUT LOAN ON TRUST AND FAITHFULNES.TESTIMONIES FROM MADAM JENNIFER JOHNSON.
Tuesday, February 3, 2009
Monthly living expenses
how much money do u live off monthly? and how many ppl r in ur family?
Answer1:865 apt rent300 groceries300 utilities200 insurances etc1665 total.I live with my wife.
Answer2:it depends where u live and how u bargain shop for groceries. theres me and my boyfriend550 - rent120 - gas95 - electric200 - groceries200 - car payment98 - car insurance$1263 / month
Answer3:$1035- MORGAGAE $240 - HOA$300 - GROCERY$100 - UTILITIES$300 - GAS$400- CAR PAYMENT$200- CREDIT CARDSTOTAL:$1189This is for my Fiance and I and we live in San Diego!
Answer4:About $2000 a month...its just me and my fiance. $670 rent$170 cable/elect./water bill$280 groceries$200 gas$130 cell phones$300 car payment on one car..the other one is paid off$150 ins. for both cars$100 credit card payment...( balanced owed is around $500)
Answer5:Its just me. Im lucky because I live at work. My employer provides my housing, utilities, and food. This allows me to bank almost 90% of my take home pay. My only expenses are my medical insurance, internet access, auto insurance, car expenses and storage unit fees. Medical is $170 a monthInternet is $20 a monthAuto insurance is $60 a monthStorage unit is $40 a monthCar expenses is about $100 per monthThat means I can save about $2000 a month from my take home pay per month. Drawback is Im on call 24 hours a day and I work 7 days a week. There is no escaping the job.
Answer1:865 apt rent300 groceries300 utilities200 insurances etc1665 total.I live with my wife.
Answer2:it depends where u live and how u bargain shop for groceries. theres me and my boyfriend550 - rent120 - gas95 - electric200 - groceries200 - car payment98 - car insurance$1263 / month
Answer3:$1035- MORGAGAE $240 - HOA$300 - GROCERY$100 - UTILITIES$300 - GAS$400- CAR PAYMENT$200- CREDIT CARDSTOTAL:$1189This is for my Fiance and I and we live in San Diego!
Answer4:About $2000 a month...its just me and my fiance. $670 rent$170 cable/elect./water bill$280 groceries$200 gas$130 cell phones$300 car payment on one car..the other one is paid off$150 ins. for both cars$100 credit card payment...( balanced owed is around $500)
Answer5:Its just me. Im lucky because I live at work. My employer provides my housing, utilities, and food. This allows me to bank almost 90% of my take home pay. My only expenses are my medical insurance, internet access, auto insurance, car expenses and storage unit fees. Medical is $170 a monthInternet is $20 a monthAuto insurance is $60 a monthStorage unit is $40 a monthCar expenses is about $100 per monthThat means I can save about $2000 a month from my take home pay per month. Drawback is Im on call 24 hours a day and I work 7 days a week. There is no escaping the job.
Money help
i really want tob uy myself a blackberry curve and i need some money. fast..i already tutor every day but that is only $40 a week and it wont continue through summer... i would also need $50 a month to pay for the plan..i am only 13any job ideas?
Answer1:Are you 13 years or older and looking for a way to make some extra money?You can make easy money online doing surveys, cash offers, and by referring family and friends! Its completely FREE to join and very simple to do.>FREE to join and participate!>Minimal personal information!>Do it all on your own time!>Get paid by check in the mail!>Refer family and friends and earn more!Visit www.freemoneysite.tk and get started!
Answer1:Are you 13 years or older and looking for a way to make some extra money?You can make easy money online doing surveys, cash offers, and by referring family and friends! Its completely FREE to join and very simple to do.>FREE to join and participate!>Minimal personal information!>Do it all on your own time!>Get paid by check in the mail!>Refer family and friends and earn more!Visit www.freemoneysite.tk and get started!
Husband and wife how much money can be deposited for full fdic coverage in a bank
If it is solely you and your wife on your account then you will be covered up to $500,000 (250k per person). You could also be covered up to 250k per beneficiary PER person so if you and your wife have an account together with 3 beneficiares then you would be covered up to $1,500,000 (3 ben x 250k for each person). Keep in mind that at the end of this year (2009) that the amounts MAY go back down to 100k per person. The government will decided whether to extend the higher amounts or let them expire and go back to the normal 100k amounts. MAKE SURE you factor that in. The only reason they went to 250k is what is going on with the economy and banks and they wanted peoples money secure and wanted them to be confident to invest their money in the financial system.
Answer1:The PERMANENT FDIC coverage limit is $100,000 per person per bank. The $250,000 limit is TEMPORARY and scheduled to expire Dec 31, 2009.
Answer1:The PERMANENT FDIC coverage limit is $100,000 per person per bank. The $250,000 limit is TEMPORARY and scheduled to expire Dec 31, 2009.
Most cost effective way to turn store credit into cash
Well I have a $590 store credit at an electronic department store and I really dont want to spend the money there because the prices there are ridiculous. So I want to get cash out of it and buy a new phone. Whats the most cost effective to turn the store credit into cash without losing too much money?The department store also sells furniture and white goods.
Answer1:maybe if you put the name of the store. that might help. in finding a loophole for that.as stores tend to vary in their policies.
Answer1:maybe if you put the name of the store. that might help. in finding a loophole for that.as stores tend to vary in their policies.
Thursday, January 22, 2009
Jobs and bank accounts
well i start a job on monday but i dont have a bank account. Do you think they will allow my pay too go into my dads account ?
Answer1:They will pay your wages in any account you provide the details too. Most employers have no problem with this at all.
Answer2:Of course. Theyll put the money in whatever account you wish. Might be a good idea to open your own account now youre working x
Answer3:Some employers are a bit arsey about this. most will say its fine but ive had a few interviews where theyve said its got to be my name. um, if you go to halifax they can open up a cash account for you. all you need is one proof of your address and a birth certificate. You cant use chip and pin with the account, you can only take money out of a hole in the wall but its good if you need something quick
Answer4:It would be easier to open your own account then you can be sure what earnings are yours and what earnings are your dads. If you are under age you can open a joint account with your father that you both have access to. Thats how i started out. To answer your question absolutely they would allow the pay to go to your dads account as long as you provide the information such as account number and all of that but i strongly suggest getting your own account so you can control your own money and when you get it. It seems like it would be a hassle asking your dad to withdraw money everytime you need it. I suggest a simple checking/debit account that way you get a debit card and can make purchases without cash! Good Luck at your new job and with your account!
Answer1:They will pay your wages in any account you provide the details too. Most employers have no problem with this at all.
Answer2:Of course. Theyll put the money in whatever account you wish. Might be a good idea to open your own account now youre working x
Answer3:Some employers are a bit arsey about this. most will say its fine but ive had a few interviews where theyve said its got to be my name. um, if you go to halifax they can open up a cash account for you. all you need is one proof of your address and a birth certificate. You cant use chip and pin with the account, you can only take money out of a hole in the wall but its good if you need something quick
Answer4:It would be easier to open your own account then you can be sure what earnings are yours and what earnings are your dads. If you are under age you can open a joint account with your father that you both have access to. Thats how i started out. To answer your question absolutely they would allow the pay to go to your dads account as long as you provide the information such as account number and all of that but i strongly suggest getting your own account so you can control your own money and when you get it. It seems like it would be a hassle asking your dad to withdraw money everytime you need it. I suggest a simple checking/debit account that way you get a debit card and can make purchases without cash! Good Luck at your new job and with your account!
Tuesday, January 20, 2009
Do I owe my bank money Respond quicckk plz
Ok, I had an unplanned overdraft about 3 weeks ago, I put money in and it sorted it out, and repaid the customers, do i now owe the bank some money for the time I was overdraft? How is it paid, i dont need to know how much i owe them. Also, Its an under 18s Lloyds TSB account., thanks
Answer1:Call your bank!
Answer2:Ask the bank, obviously.
Answer3:Of course you do. When you opened your account you signed papers agreeing to that. The amount should be on your last statement or the one soon to arrive.
Answer4:Hi. You said its an uner 18s account so Im assuming youre under the age of 18? If you are then technically its illegal for the bank to charge you. So IF they do then Id go in and query it. Also, if you pay the money in before close of business (4.00pm) on the day that you go overdrawn then you wont be charged. If youve been charged they should send you a letter out stating that youve been charged, how much youve been charged and when the charge will come out of your account (its an automatic thing- the bank staff dont do it). I would ring the call centre for your bank, ask them if their are any charges pending on your account. Theyll be able to tell you straight away. If there is and your under 18 then like i said, go query it with them- they shouldnt be taking it. Goodluck!
Answer1:Call your bank!
Answer2:Ask the bank, obviously.
Answer3:Of course you do. When you opened your account you signed papers agreeing to that. The amount should be on your last statement or the one soon to arrive.
Answer4:Hi. You said its an uner 18s account so Im assuming youre under the age of 18? If you are then technically its illegal for the bank to charge you. So IF they do then Id go in and query it. Also, if you pay the money in before close of business (4.00pm) on the day that you go overdrawn then you wont be charged. If youve been charged they should send you a letter out stating that youve been charged, how much youve been charged and when the charge will come out of your account (its an automatic thing- the bank staff dont do it). I would ring the call centre for your bank, ask them if their are any charges pending on your account. Theyll be able to tell you straight away. If there is and your under 18 then like i said, go query it with them- they shouldnt be taking it. Goodluck!
Laws protect the crdeit union over normal banks like wachovia, first national, rbc centura, etc
im doing some research and i was wondering what kinds of laws protected the credit union over normal banks because Ive noticed that it hasnt had a merger like wahovia has recently had.thanks:)
Answer1:Credit Unions are member owned. The Credit Union I belong to was bought out by another credit union about two years ago. They are governed by a Board Of Directors that are elected.n
Answer1:Credit Unions are member owned. The Credit Union I belong to was bought out by another credit union about two years ago. They are governed by a Board Of Directors that are elected.n
Savings account subject to (n) compounding yearly A=P(1+rn)^nt
Amount Invested, 12,500Number of compounding periods, 4Annual Interest Rate, 5.75%Accumulated Amount, 20,000Time in years (t) = What
Answer1:Why not pay a tutor to teach you how to do this problem? Or, maybe ask your teacher instead of trying to get your homework done here?
Answer2:forex-http://tradingsolution.org/
Answer3:What makes this problem difficult is the algebra to find T. I used and excel spreadsheet and iteration to find t20000=12,500(1+.0575/4)^(4*8.23259)A=P(1+r/n)^ntJoseph, MBAmbacalculator.comPlease review MBA Calculator that has a great deal of software to solve thest problems
Answer1:Why not pay a tutor to teach you how to do this problem? Or, maybe ask your teacher instead of trying to get your homework done here?
Answer2:forex-http://tradingsolution.org/
Answer3:What makes this problem difficult is the algebra to find T. I used and excel spreadsheet and iteration to find t20000=12,500(1+.0575/4)^(4*8.23259)A=P(1+r/n)^ntJoseph, MBAmbacalculator.comPlease review MBA Calculator that has a great deal of software to solve thest problems
Can ex take the money legally
My ex and I have a joint savings account, we split well over a year ago but he has left me with all the joint debts and disappeared. Im now having my wages paid into my saving account because my current account is in a huge state due to debt. My credit history is that bad I cannot open another bank account. The savings account is in both our names, Im the main account holder what I would like to know is can he legally take money or transfer money from this account?Thanks in advance
Answer1:If its a joint account yes he can. get your bank to change it today.not sure if you could say hed stolen it but he could get hold of it.
Answer2:If his name is still on the account he is part owner of it and can do anything with that account that you can. If you are divorced and all your assets have been divided it might be illegal for him to take it but if he did take it would you be willing to fight for it? Even though it would be illegal for him to take it, if his name is still on the account he still has access to it. I suggest putting it into another account that he cant touch or giving it to a very trusting friend or relative to put in their account.
Answer3:yes! You need to make alternative arrangements ASAP!!Speak to the bank where you have your joint account, and also to your employer - or any day now you will find yourself missing a months wages.Doesnt matter whether it is legal or not, he will do it.
Answer4:yes, you really need to have separate accounts...you need to take legal action to get him to pay his share without letting him have access to your money
Answer5:If it is a joint account on which you both have signing authority and only need one signature then yes.If it requires both signatures then no.aa
Answer6:You CAN get another bank account even if you have a poor credit rating. All the major banks have basic accounts which anyone can open as long as they do not have a record of fraud. They dont offer credit, so credit rating doesnt come into it. You wouldnt get an overdraft or chequebook, but you could have your direct debits/standing orders and cashcard. If you specifically ask for a basic account and can prove your identity, the bank have no grounds for turning you down. This link shows the features of all basic bank accounts so you can compare - and make sure you ask for the account by name when you visit the branch.http://www.moneymadeclear.fsa.gov.uk/HTM...About your debts - I recommend you contact National Debtline, which is a free and confidential debt advice charity and can take you through your options. Website nationaldebtline.co.uk, telephone 0808 808 4000.
Answer7:I suggest you speak to your bank ASAP, dont delay.
Answer1:If its a joint account yes he can. get your bank to change it today.not sure if you could say hed stolen it but he could get hold of it.
Answer2:If his name is still on the account he is part owner of it and can do anything with that account that you can. If you are divorced and all your assets have been divided it might be illegal for him to take it but if he did take it would you be willing to fight for it? Even though it would be illegal for him to take it, if his name is still on the account he still has access to it. I suggest putting it into another account that he cant touch or giving it to a very trusting friend or relative to put in their account.
Answer3:yes! You need to make alternative arrangements ASAP!!Speak to the bank where you have your joint account, and also to your employer - or any day now you will find yourself missing a months wages.Doesnt matter whether it is legal or not, he will do it.
Answer4:yes, you really need to have separate accounts...you need to take legal action to get him to pay his share without letting him have access to your money
Answer5:If it is a joint account on which you both have signing authority and only need one signature then yes.If it requires both signatures then no.aa
Answer6:You CAN get another bank account even if you have a poor credit rating. All the major banks have basic accounts which anyone can open as long as they do not have a record of fraud. They dont offer credit, so credit rating doesnt come into it. You wouldnt get an overdraft or chequebook, but you could have your direct debits/standing orders and cashcard. If you specifically ask for a basic account and can prove your identity, the bank have no grounds for turning you down. This link shows the features of all basic bank accounts so you can compare - and make sure you ask for the account by name when you visit the branch.http://www.moneymadeclear.fsa.gov.uk/HTM...About your debts - I recommend you contact National Debtline, which is a free and confidential debt advice charity and can take you through your options. Website nationaldebtline.co.uk, telephone 0808 808 4000.
Answer7:I suggest you speak to your bank ASAP, dont delay.
Monday, January 19, 2009
Are you really saving any money at the Supermarket
I am in favor of savings, discounts and any free stuff I can get but this just makes me mad when some supermarket stores poke my eyes with lies like this. Please go to this link below and find out for yourself...http://www.cbsnews.com/stories/2003/01/2...
Answer1:In my case, yes, because I shop at three different stores (two with cards, one without) and know whats cheapest at each store. Its silly to say you can save money by just not shopping at the stores that have cards--you save money by comparison shopping and buying the best deals at a variety of stores. Sometimes the card stores are cheaper for the brands you want than the non-card stores. For instance, I buy Rice-a-Roni for $1/box at one of the card stores because the non-card store sells it for $1.25/box since their store brand is $1.00. I dont like the store brand, so its a worse deal for me.
Answer2:Saving money isnt a one step process. I do save money using my store cards... because I have a store card for everywhere it seems. Plus, I combine store special prices with coupons.No, not everything on sale in a certain store costs less than at the next store, but if you play your cards right, take the time to read fliers and use coupons, you can always save money.Plus shopping local helps... my local store has good sales on certain items that rotate... always something new. Chain stores are a disgrace, fooling customers, screwing their employees, and just rolling in the dough of stupid people who think theyre bargain shopping.Walmart is the biggest offender of this!
Answer1:In my case, yes, because I shop at three different stores (two with cards, one without) and know whats cheapest at each store. Its silly to say you can save money by just not shopping at the stores that have cards--you save money by comparison shopping and buying the best deals at a variety of stores. Sometimes the card stores are cheaper for the brands you want than the non-card stores. For instance, I buy Rice-a-Roni for $1/box at one of the card stores because the non-card store sells it for $1.25/box since their store brand is $1.00. I dont like the store brand, so its a worse deal for me.
Answer2:Saving money isnt a one step process. I do save money using my store cards... because I have a store card for everywhere it seems. Plus, I combine store special prices with coupons.No, not everything on sale in a certain store costs less than at the next store, but if you play your cards right, take the time to read fliers and use coupons, you can always save money.Plus shopping local helps... my local store has good sales on certain items that rotate... always something new. Chain stores are a disgrace, fooling customers, screwing their employees, and just rolling in the dough of stupid people who think theyre bargain shopping.Walmart is the biggest offender of this!
What39;s your average net income
just need some stats, thanks
Answer1:Like mine? or what? ummm lol idk i dont really have a steady job...howabout last person gets best answer? plz plz plz? lol ♥
Answer2:Google US censusI think I saw the average salary per household is 42K/year. /
Answer1:Like mine? or what? ummm lol idk i dont really have a steady job...howabout last person gets best answer? plz plz plz? lol ♥
Answer2:Google US censusI think I saw the average salary per household is 42K/year. /
How can i make easy money being a minor
So far I only found too sites that i received money from, the first one is a survey site and the second one is a PTC site. I do these sites during free time to make extra cash. Both sites are free to join!http://www.inboxdollars.com/?r=ref423159...http://jillsclickcorner.com/members/regi...
Answer1:Heres a response from OldBuddy:[Quote]Im sure theyre not the only ones either, just the most popular. If you think about what they do it should be obvious to anyone who takes part in the rip off. Oh Im not saying they cheat the people who join, of course they wouldnt do that! The scam is perpetrated against the poor advertiser that is offering a nice bonus for people to try their product or service. These are honest businessmen and women who are just trying to make an honest buck and are willing to give in order to receive. So along comes CashCrate and TreasureTrooper to exploit them, just like Fagin in Oliver Twist (http://en.wikipedia.org/wiki/Oliver_Twis... ). Instead of picking up street orphans to train as pickpockets, they find Internet Surfers and train them instead. They teach them to sign up for theses offers and just before they have to pay, cancel everything and bring the money back to CashCrate and TreasureTrooper so you can keep a share. Who do you think is making all the MONEY???? Just like Fagin, they have everyone scrambling to get a piece of the ill gotten gains.[Unquote]Good luck!P.S. This also applies to InboxDollars!
Answer1:Heres a response from OldBuddy:[Quote]Im sure theyre not the only ones either, just the most popular. If you think about what they do it should be obvious to anyone who takes part in the rip off. Oh Im not saying they cheat the people who join, of course they wouldnt do that! The scam is perpetrated against the poor advertiser that is offering a nice bonus for people to try their product or service. These are honest businessmen and women who are just trying to make an honest buck and are willing to give in order to receive. So along comes CashCrate and TreasureTrooper to exploit them, just like Fagin in Oliver Twist (http://en.wikipedia.org/wiki/Oliver_Twis... ). Instead of picking up street orphans to train as pickpockets, they find Internet Surfers and train them instead. They teach them to sign up for theses offers and just before they have to pay, cancel everything and bring the money back to CashCrate and TreasureTrooper so you can keep a share. Who do you think is making all the MONEY???? Just like Fagin, they have everyone scrambling to get a piece of the ill gotten gains.[Unquote]Good luck!P.S. This also applies to InboxDollars!
Were is a safe and reconizable place to get an unsercured loan
i am after a loan but want to know its safe and legal anyone recomed anywhere i live in rented housing and work full time.
Answer1:Hello Everybody,my name is Jason Phillips,a U.S based graduate.i know of a good money lender who loans at a minimum interst rate of 2%.He happens to be Mr.John Clarke.he is the person i owe all gratitude because he gave me loan of $50,000 to fund my education for a duration of 10yrs.So please if you want anything like loan please do well to contact him at clarkeloanscompany@yahoo.com
Answer2:WE ARE A FINANCIAL COMPANY THAT RENDER LOAN SERVICES….. I am Mr. Donald George (CEO) of Donald Micro Finance Company; we offer all kinds of loans with different currencies, I’m a registered and accredited loan lender that give out loan to loan seeker at the below loan interest rate, interested person should contact us with our company e-mail below, We offer loans at low interest rate of 2% just to help you with the loan; our services are flexible, within a short period of time your loan will be infected to your bank account, You can contact us with our company e-mail address below, We await your contact….. Donald George (CEO) Donald Micro Finance Company E-mail: donald_microfinance@yahoo.com Contact us via e-mail…. Thanks for your patronage
Answer3:Getting an unsecured personal loan from a bank or another source is a much better option than getting caught up in the credit card game.http://www.worldbestloans.com/personallo...Personal loans are available for any purpose. Although there are still personal bank loans available from many sources, they are not as prevalent as they used to be.
Answer1:Hello Everybody,my name is Jason Phillips,a U.S based graduate.i know of a good money lender who loans at a minimum interst rate of 2%.He happens to be Mr.John Clarke.he is the person i owe all gratitude because he gave me loan of $50,000 to fund my education for a duration of 10yrs.So please if you want anything like loan please do well to contact him at clarkeloanscompany@yahoo.com
Answer2:WE ARE A FINANCIAL COMPANY THAT RENDER LOAN SERVICES….. I am Mr. Donald George (CEO) of Donald Micro Finance Company; we offer all kinds of loans with different currencies, I’m a registered and accredited loan lender that give out loan to loan seeker at the below loan interest rate, interested person should contact us with our company e-mail below, We offer loans at low interest rate of 2% just to help you with the loan; our services are flexible, within a short period of time your loan will be infected to your bank account, You can contact us with our company e-mail address below, We await your contact….. Donald George (CEO) Donald Micro Finance Company E-mail: donald_microfinance@yahoo.com Contact us via e-mail…. Thanks for your patronage
Answer3:Getting an unsecured personal loan from a bank or another source is a much better option than getting caught up in the credit card game.http://www.worldbestloans.com/personallo...Personal loans are available for any purpose. Although there are still personal bank loans available from many sources, they are not as prevalent as they used to be.
Whats a Quick way to get money
I need some money, and i havent got a job.. im 14 and I need some like.. Quick money!!! any ideas? x
Answer1:I think most people are looking for that answer
Answer2:There is no quick way -seriously otherwise wed all be doing it. Anyway there are efficient ways. Im taking time to help you out here as well as to consider your age:1. offline - odd jobs such as cleaning, baby / adult sitting for people.2. set up a store online and sell items in batches - not bits and bobs!3. join affilliate programs - good ones that pay out over £5 at least.And Ill be real here - avoid taking surveys for money (online) - it does not happen the way youd expect - some even want you to buy a $48.99 dollar package to help you take surveys - doesnt make sense. Even if they dont charge it takes long to earn real money.
Answer3:DONT YOU THINK THAT IF THERE WAS A QUICK WAY TO GET MONEY THAT WE ALL WILL BE AS RICH AS GATES???YOU ARE 14...LET ME THINK...ASK YOUR PARENTS!!!
Answer4:sell something ?sell on ebay ?ask your parents or relatives,nicely?do baby sitting for someone?really depends how much you need and how quickly
Answer5:Become a Prostitute :)
Answer6:Hiya Honey !How about baby-sitting for family, or asking neighbours if theres any odd-jobs (shopping etc) that theyll pay you to do?Oh - and Ive reported Joshua W for that answer - there was no need for it !
Answer7:stock exchange xD
Answer8:Steal some or marry a billionaire. Oh! And if you have someone over the age of 18 who can help, have them purchase lotto tickets for you.
Answer1:I think most people are looking for that answer
Answer2:There is no quick way -seriously otherwise wed all be doing it. Anyway there are efficient ways. Im taking time to help you out here as well as to consider your age:1. offline - odd jobs such as cleaning, baby / adult sitting for people.2. set up a store online and sell items in batches - not bits and bobs!3. join affilliate programs - good ones that pay out over £5 at least.And Ill be real here - avoid taking surveys for money (online) - it does not happen the way youd expect - some even want you to buy a $48.99 dollar package to help you take surveys - doesnt make sense. Even if they dont charge it takes long to earn real money.
Answer3:DONT YOU THINK THAT IF THERE WAS A QUICK WAY TO GET MONEY THAT WE ALL WILL BE AS RICH AS GATES???YOU ARE 14...LET ME THINK...ASK YOUR PARENTS!!!
Answer4:sell something ?sell on ebay ?ask your parents or relatives,nicely?do baby sitting for someone?really depends how much you need and how quickly
Answer5:Become a Prostitute :)
Answer6:Hiya Honey !How about baby-sitting for family, or asking neighbours if theres any odd-jobs (shopping etc) that theyll pay you to do?Oh - and Ive reported Joshua W for that answer - there was no need for it !
Answer7:stock exchange xD
Answer8:Steal some or marry a billionaire. Oh! And if you have someone over the age of 18 who can help, have them purchase lotto tickets for you.
Whats the difference between account balance and available funds
Commonwealth NetbankVisaAccount balance. Available funds$96.24 $248.93My visa limit $500.Do I only really have $96.24? its been like this for 2 days whats up?
Answer1:The account balance is the amount of money in the account that you are looking at.Available funds is the amount of money in all of your accounts with this bank combined.Ex:Checking Account Balance = $50.00Savings Account Balance = $50.00Vacation Club Account Balance = $50.00Available Funds = $150.00
Answer1:The account balance is the amount of money in the account that you are looking at.Available funds is the amount of money in all of your accounts with this bank combined.Ex:Checking Account Balance = $50.00Savings Account Balance = $50.00Vacation Club Account Balance = $50.00Available Funds = $150.00
How do I move an IRA from one bank to another
Id like to move my already existing Roth IRA account from one institution to another, Scottrade to Etrade for convenience. How do I do this?
Answer1:Call Etrade and ask them. Theyll be happy to explain the process.
Answer2:Get the forms from the website.
Answer3:Call etrade and they will handle the entire process. You should not have to do anything but ok the transaction.
Answer1:Call Etrade and ask them. Theyll be happy to explain the process.
Answer2:Get the forms from the website.
Answer3:Call etrade and they will handle the entire process. You should not have to do anything but ok the transaction.
Thursday, January 15, 2009
I figured out a way to spend money without even wasting a dime
I figured out a way to spend money without even wasting a dime of my money. I no my moms wachovia pin number! All I have to do is take it on saturday, spend $60 at the mall. and then wear the clothes and stuff i bought to school. Only problem is I dont wanna get caught, Im not so sure if when using a bank debit card will tell or show the debit card holder what they bought, like say I buy stuff, will the bank company mail or call my mom showing her ho much money she spend and what she bought? I dont wanna get caught.
Answer1:Youll get caught the second your mom looks at her bank statement.
Answer2:The bank statement will itemize all transactions made on the account. You wont get away with it for long.
Answer3:youre stealing money from your own mother?! how sick are you, you little...When she sees her transaction history and sees what you bought, I hope she cuts your little fingers off. Or better yet, never does anything for you ever again.
Answer1:Youll get caught the second your mom looks at her bank statement.
Answer2:The bank statement will itemize all transactions made on the account. You wont get away with it for long.
Answer3:youre stealing money from your own mother?! how sick are you, you little...When she sees her transaction history and sees what you bought, I hope she cuts your little fingers off. Or better yet, never does anything for you ever again.
Tuesday, January 13, 2009
Question for anyone with a 401K
At my job we are given a 4% COLA increase every year.Im eligible to start paying into our 401K, of which my company matches up to 3%.My boss told me if I took this option, my next raise would only be 1% to "balance it out". Im new to all this, is that normal? Or am I being jipped?
Answer1:No its not normal and your boss is just trying to rationalize why he doesnt want to give you a higher raise. I have almost the same set up at my company and my raise is seperate from my company bonus match.
Answer2:Ive never heard of a COLA raise being offset by 401k matching. If your company has a Human Resources Dept, check with them.Even if it is true, go with the 401k.
Answer3:Number one your boss may not know what he or she is talking. I work in Benefits and I have never heard of a company not giving you a raise because you choose to be in the 401(k).Go talk to the person that handles your benefits and if that is your boss ask to see the Plan Booklet.
Answer4:No, that is not "normal," although it may be standard practice at your company. I would suggest talking to other employees at your company and/or you HR department.
Answer1:No its not normal and your boss is just trying to rationalize why he doesnt want to give you a higher raise. I have almost the same set up at my company and my raise is seperate from my company bonus match.
Answer2:Ive never heard of a COLA raise being offset by 401k matching. If your company has a Human Resources Dept, check with them.Even if it is true, go with the 401k.
Answer3:Number one your boss may not know what he or she is talking. I work in Benefits and I have never heard of a company not giving you a raise because you choose to be in the 401(k).Go talk to the person that handles your benefits and if that is your boss ask to see the Plan Booklet.
Answer4:No, that is not "normal," although it may be standard practice at your company. I would suggest talking to other employees at your company and/or you HR department.
What to do when u loose your debit card 92;S can someone get into your account with it
Just need to know because i am still looking for it but am not so sure if i will get it back , therefore i would like to know this & i do have my signature on the back of it ....
Answer1:Yes, and you can have your identity stolen. Cancel it right away.
Answer2:call the bank right away!tell them to cancel that one and they can send u a new one in the mailpeople will not nessicarily be able to get your money since u have a PIN, but they can still do identity theft and stuff
Answer3:You should have called your bank as soon as it was missing. That way, no one could be using it. Call your bank now if youre sure you didnt misplace it at home. (check your purse, all clothing pockets, bedroom, car, etc. I hope you find it.
Answer4:You should also put it on fraud alert through Trans Union Fraud Dept. Their toll free # 1-800-680-7289. They will notify the other 2 bureau and must be renewed every 90 days in order to keep it active, Most banks are open 24/7 so you should cancel the card immediately. Better to be safe than sorry later.
Answer1:Yes, and you can have your identity stolen. Cancel it right away.
Answer2:call the bank right away!tell them to cancel that one and they can send u a new one in the mailpeople will not nessicarily be able to get your money since u have a PIN, but they can still do identity theft and stuff
Answer3:You should have called your bank as soon as it was missing. That way, no one could be using it. Call your bank now if youre sure you didnt misplace it at home. (check your purse, all clothing pockets, bedroom, car, etc. I hope you find it.
Answer4:You should also put it on fraud alert through Trans Union Fraud Dept. Their toll free # 1-800-680-7289. They will notify the other 2 bureau and must be renewed every 90 days in order to keep it active, Most banks are open 24/7 so you should cancel the card immediately. Better to be safe than sorry later.
Western Union does bad things
Does western union do fraudulent activity ?I sent $ 400 using my credit card, to a relative in another country via western union .He did not pick it up because he traveled abroad.After 2 months I called Western Union and they said they only keep the record for 45 days.Can you believe it?They keep the record of your money only for 45 days and then it goes to archive which is very hard to retrieve.They are giving me the run around to return my money.They said they will credit my card.They never did that.Maybe they are trying to swallow the money !!It looks like the system is based on trying to keep the money for themselves when it is not picked up.I am more concerned about the poor people who send money to their families.They are not very much literate or educated.Anybody has a solution or comment?
Answer1:A company does not stay in business for 156 years by ripping people off. You need to call them again if they have not credited your card. Also, sorry if this offends you, but you do not seem very literate yourself.
Answer2:Call your credit card company, let them help you. With the millions and millions of transactions the probably have to do what they are doing as, they have so much going on, they cant keep all records that current. You shoud of tried way earlier to get your money back.
Answer1:A company does not stay in business for 156 years by ripping people off. You need to call them again if they have not credited your card. Also, sorry if this offends you, but you do not seem very literate yourself.
Answer2:Call your credit card company, let them help you. With the millions and millions of transactions the probably have to do what they are doing as, they have so much going on, they cant keep all records that current. You shoud of tried way earlier to get your money back.
Monday, January 12, 2009
What is overdraft protection Do you pay for that
I thought overdraft protection was just tying your savings account to your checking.Please edify, elucidate, and englighten me.
Answer1:Overdraft protection is a type of instant pre-approved loan: if for any reason your accounts balance drops below zero (because of a check or an automatic payment or withdrawal), the bank still shells out the money for it (the check is not sent back as having "insufficient funds") and your account will have a negative balance.This negative balance is like an instant loan on which you pay interest as it it were a loan (and the interest is often higher, almost comparable with interest on cash advances on a credit card).There is usually a limit on the amount of overdraft you are allowed on the account.
Answer2:It could be any of checking/savings account or credit card from the same bank, or separate overdraft account (that charges interest and likely has an annual fee). If you use a credit card it would likely be considered a cash advance (for fee and interest).I would not know if any of those get you out of an overdraft fee, because you should never intentionally overdraft, and I have not accidentally done that for many years.
Answer3:Judy - Overdraft protection doesnt pertain to your savings account; its a checking account feature that essentially offers you a line of credit on your checking account in case you write checks that exceed your account balance.So if you have $10 in your account and write a check for $25, for example, you will not get charged for bouncing the check as long as you have overdraft protection.Banks do typically charge for overdraft protection, but it can cost significantly less than the bank might charge you for a bounced check. Fees differ - you ought to check with your own bank so you can make the best decision.Good luck!Stephanie Fiermanhttp://www.stephaniefiermanmarketingdail...http://www.stephaniefierman.com
Answer4:Overdraft Protection ~ this service will not have a monthly fee if you signed up for a promo that offers this as a free service for example: opening a Savings Account and linking it to your Checking Account for an Automatic Savings Plan.If you have an Overdraft Protection and your account incurs overdraft transactions they will not charge you $35.00 (amount varies) for every overdraft transaction that occurs in your account. If you have Overdraft Protection and they still charged you the overdraft fees call the bank because they might have charged you by mistake (this happened to me before) and have those overdraft charges credited back to your account. If you dont have overdraft protection and you have overdraft transactions that are around the amount of $5.00 below you can still ask the customer rep. to waive some of the overdraft charges since the amount that caused the overdraft was a nominal one.
Answer1:Overdraft protection is a type of instant pre-approved loan: if for any reason your accounts balance drops below zero (because of a check or an automatic payment or withdrawal), the bank still shells out the money for it (the check is not sent back as having "insufficient funds") and your account will have a negative balance.This negative balance is like an instant loan on which you pay interest as it it were a loan (and the interest is often higher, almost comparable with interest on cash advances on a credit card).There is usually a limit on the amount of overdraft you are allowed on the account.
Answer2:It could be any of checking/savings account or credit card from the same bank, or separate overdraft account (that charges interest and likely has an annual fee). If you use a credit card it would likely be considered a cash advance (for fee and interest).I would not know if any of those get you out of an overdraft fee, because you should never intentionally overdraft, and I have not accidentally done that for many years.
Answer3:Judy - Overdraft protection doesnt pertain to your savings account; its a checking account feature that essentially offers you a line of credit on your checking account in case you write checks that exceed your account balance.So if you have $10 in your account and write a check for $25, for example, you will not get charged for bouncing the check as long as you have overdraft protection.Banks do typically charge for overdraft protection, but it can cost significantly less than the bank might charge you for a bounced check. Fees differ - you ought to check with your own bank so you can make the best decision.Good luck!Stephanie Fiermanhttp://www.stephaniefiermanmarketingdail...http://www.stephaniefierman.com
Answer4:Overdraft Protection ~ this service will not have a monthly fee if you signed up for a promo that offers this as a free service for example: opening a Savings Account and linking it to your Checking Account for an Automatic Savings Plan.If you have an Overdraft Protection and your account incurs overdraft transactions they will not charge you $35.00 (amount varies) for every overdraft transaction that occurs in your account. If you have Overdraft Protection and they still charged you the overdraft fees call the bank because they might have charged you by mistake (this happened to me before) and have those overdraft charges credited back to your account. If you dont have overdraft protection and you have overdraft transactions that are around the amount of $5.00 below you can still ask the customer rep. to waive some of the overdraft charges since the amount that caused the overdraft was a nominal one.
How can we earn money online
How can we earn money online ?I have seen many Sites for online earning but all sites want money before giving work but i want free online work i dont want to invest. so can you tell me how can i earn money without investment .
Answer1:Earn money by using your computer. Easy part-time job for students, teens, and moms. Yes! You will be paid. Ive gotten 14 checks so far. You will get paid by check sent to your address.http://sites.google.com/site/holidaydebt...
Answer2:Whats great is that you dont have to spend any new money these days to start.
Answer3:You can become a guide for Cha Cha.www.chacha.com
Answer4:you can give some videos to youtube.com and earn money
Answer5:why dont u try ebay?
Answer6:The Spiderweb Marketing system is the hottest new, cutting-edge system in the Network Marketing Industry. It was developed by experts after years of experience in MLM. Yet, the program is easy to learn. And most amazingly, its totally FREE to start.http://thespiderwebsystem.com/Traakon51i made this video to prove you that im getting payed by the companyand i show you how im making money online.http://www.youtube.com/watch?v=UXvSlr9TI...click this link to watch the video.and ask yourself something,would you rather spend hours searching a good way to make money at Yahoo Answers or you could see a 10 minute video and you might find a real opportunity to make money online.
Answer7:www.ebay.co.in
Answer8:its depend on your education or your knowledge of computer.
Answer9:Part Time JobWanted about 60 offline data correction workers (India only)Work Description: Some files will be given to you which will contain mistakes. The job will be to find out those mistakes and correct them. The mistakes could be grammar, tense, spelling, punctuation (only full-stop, question mark, inverted commas and apostrophe). No original document will be given because the files are in original form. No typing required. The work will be sent to your email address as an attachment file. Although the work is offline, you will receive and send the files via your email.More details will be given later so don’t bother to ask for more details now.Language: EnglishFormat: MS Word DocumentAge: upto 30 years of ageMinimum accuracy: 80%Earnings: Rs 3000 – Rs 7000 per monthly assignmentsPayment: cheque or online transferInterested persons may apply by sending resumes to akdas1972@gmail.comAlthough we do not charge any fees, I request you to join this social networking site under my link before you apply. It is free to join. Then send us your login name and the email ID used to register with this site.Please send your resumes only after you register with the site below.Please register here: http://tinyurl.com/5zxazoOnce it is confirmed that you have joined under my link, I will accept your application for this data correction job.
Answer10:I am constantly adding free to join websites for earning online .you can visit my website www.monetiseurblog.blogspot.comand join them and start earning keep following this site or put it on your favourites bar
Answer11:Tryhttp://www.postparker.com/I have start with this site few days back, minimum pay out is 10$ via paypal, i think wired transfer is for indian banks. You just need to participate in discussions, thats all.
Answer12:Affiliate sales is free and its easy. Ebay and amazon will even set you up with a free online store.http://onlinestore4free.blogspot.com/http://durme10-money4u.blogspot.com/
Answer13:This is the best and no scamhttp://neobux.com/?r=LukaB plz if it says for Refferal write: LukaB plz thnx
Answer1:Earn money by using your computer. Easy part-time job for students, teens, and moms. Yes! You will be paid. Ive gotten 14 checks so far. You will get paid by check sent to your address.http://sites.google.com/site/holidaydebt...
Answer2:Whats great is that you dont have to spend any new money these days to start.
Answer3:You can become a guide for Cha Cha.www.chacha.com
Answer4:you can give some videos to youtube.com and earn money
Answer5:why dont u try ebay?
Answer6:The Spiderweb Marketing system is the hottest new, cutting-edge system in the Network Marketing Industry. It was developed by experts after years of experience in MLM. Yet, the program is easy to learn. And most amazingly, its totally FREE to start.http://thespiderwebsystem.com/Traakon51i made this video to prove you that im getting payed by the companyand i show you how im making money online.http://www.youtube.com/watch?v=UXvSlr9TI...click this link to watch the video.and ask yourself something,would you rather spend hours searching a good way to make money at Yahoo Answers or you could see a 10 minute video and you might find a real opportunity to make money online.
Answer7:www.ebay.co.in
Answer8:its depend on your education or your knowledge of computer.
Answer9:Part Time JobWanted about 60 offline data correction workers (India only)Work Description: Some files will be given to you which will contain mistakes. The job will be to find out those mistakes and correct them. The mistakes could be grammar, tense, spelling, punctuation (only full-stop, question mark, inverted commas and apostrophe). No original document will be given because the files are in original form. No typing required. The work will be sent to your email address as an attachment file. Although the work is offline, you will receive and send the files via your email.More details will be given later so don’t bother to ask for more details now.Language: EnglishFormat: MS Word DocumentAge: upto 30 years of ageMinimum accuracy: 80%Earnings: Rs 3000 – Rs 7000 per monthly assignmentsPayment: cheque or online transferInterested persons may apply by sending resumes to akdas1972@gmail.comAlthough we do not charge any fees, I request you to join this social networking site under my link before you apply. It is free to join. Then send us your login name and the email ID used to register with this site.Please send your resumes only after you register with the site below.Please register here: http://tinyurl.com/5zxazoOnce it is confirmed that you have joined under my link, I will accept your application for this data correction job.
Answer10:I am constantly adding free to join websites for earning online .you can visit my website www.monetiseurblog.blogspot.comand join them and start earning keep following this site or put it on your favourites bar
Answer11:Tryhttp://www.postparker.com/I have start with this site few days back, minimum pay out is 10$ via paypal, i think wired transfer is for indian banks. You just need to participate in discussions, thats all.
Answer12:Affiliate sales is free and its easy. Ebay and amazon will even set you up with a free online store.http://onlinestore4free.blogspot.com/http://durme10-money4u.blogspot.com/
Answer13:This is the best and no scamhttp://neobux.com/?r=LukaB plz if it says for Refferal write: LukaB plz thnx
How could I get a donation of $500
Bag packing, sponsored walk/cycle, make buns (cookies), dp DIY jobs at neighbours, simple door-to-door collection Most people will give money if you are collecting for a Charity
Answer1:depending on the cause/ or for what you need it forbake food and have a bake saleask for donationsask for sponsors
Answer1:depending on the cause/ or for what you need it forbake food and have a bake saleask for donationsask for sponsors
Sunday, January 11, 2009
What is the best way to take money from the US to UK
Im American and I will be in the UK for a few weeks. What is the best way to get money to use there? I know I can use my regular ATM card to withdraw money there, but they charge a large fee. Are travellers checks better? Any other options? Which banks are good for this?
Answer1:The best way is
Answer2:Use credit cards and take some cash. Not all places accept travelers checks.
Answer1:The best way is
Answer2:Use credit cards and take some cash. Not all places accept travelers checks.
How much money will i earn
im going to school for network communications and information systems i was wondering how much will i earn.
Answer1:ODALE WHY DONT CHO JUST CUT SOMEBODY AND STEAL DER MONEY
Answer2:the future is good... u can make a lot in networking http://www.emoney2.com
Answer1:ODALE WHY DONT CHO JUST CUT SOMEBODY AND STEAL DER MONEY
Answer2:the future is good... u can make a lot in networking http://www.emoney2.com
How to raise money to help disabled children experience the out doors
http://www.freedollarsforyou.blogspot.co...totally free,best site ever
Answer1:Make money online from your home. You make 5$ for every form you fill in and you can fill in how many as you wish, Its very simple.Step 1: register at http://www.Bizze.org/?ix=1260Step 2: Check your E-Mail directly and click on the link to get more information about this (Be sure to check your spam-post because you will only get this e-mail once!) Step 3: Read through the site and get all the information that you need to become a homeworker.You dont have to give up your personal register and you dont have to give up any creditcard numbers or stuff like that.Once u signed up, you will get a 100$ signup bonus and you can see the proof right here:http://img518.imageshack.us/my.php?image...And here is one months payment that i got from them through paypal:http://img71.imageshack.us/img71/3606/mo...This is real and it works 100%, you only have to give it a chance. Ive been doing this for 2 months.
Answer2:Paul Newmans Hole in the Wall Gang summer camps for disabled children already exist and are very highly regarded. Check their website to find out more, make a donation, etc. Or buy Newmans Own products to support the camps and other charities.As for fundraising, are you raising funds for an IRS-recognized 501(c)(3) charity? Without that tax-deductible designation, people generally do not donate. It generally takes about 3 years to obtain the IRS designation. Your attorney can advise you on the process of forming a charitable organization and filing according to IRS requirements.Also what state are you in? Fundraisers for charitable organizations are required to register with the state and obtain a license. Too many con-artists were raising funds for "charities" and committing similar frauds under the guise of charitable fundraising.
Answer1:Make money online from your home. You make 5$ for every form you fill in and you can fill in how many as you wish, Its very simple.Step 1: register at http://www.Bizze.org/?ix=1260Step 2: Check your E-Mail directly and click on the link to get more information about this (Be sure to check your spam-post because you will only get this e-mail once!) Step 3: Read through the site and get all the information that you need to become a homeworker.You dont have to give up your personal register and you dont have to give up any creditcard numbers or stuff like that.Once u signed up, you will get a 100$ signup bonus and you can see the proof right here:http://img518.imageshack.us/my.php?image...And here is one months payment that i got from them through paypal:http://img71.imageshack.us/img71/3606/mo...This is real and it works 100%, you only have to give it a chance. Ive been doing this for 2 months.
Answer2:Paul Newmans Hole in the Wall Gang summer camps for disabled children already exist and are very highly regarded. Check their website to find out more, make a donation, etc. Or buy Newmans Own products to support the camps and other charities.As for fundraising, are you raising funds for an IRS-recognized 501(c)(3) charity? Without that tax-deductible designation, people generally do not donate. It generally takes about 3 years to obtain the IRS designation. Your attorney can advise you on the process of forming a charitable organization and filing according to IRS requirements.Also what state are you in? Fundraisers for charitable organizations are required to register with the state and obtain a license. Too many con-artists were raising funds for "charities" and committing similar frauds under the guise of charitable fundraising.
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