Friday, February 6, 2009

Question about pensions

The company I worked for is located in ind.I get monthly pension from bank of new york.If company goes under or bankrupt,Will I keep pension or lose it?
      Answer1:That is something only you can discover. You need to call HR and ask if the pension plan is part of the company or a separate entity.The majority of plans are owned and operated by the issuing company.When the company fails the pension plans also disappear.Smart companies have set up their pension plan as a separate entity with no ties to the company. this was done back in the 1970s when Money Men raided a company, bought it and strip it of its assets. The main asset of many floundering companies was their pension plan.

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