Husband and wife how much money can be deposited for full fdic coverage in a bank

If it is solely you and your wife on your account then you will be covered up to $500,000 (250k per person). You could also be covered up to 250k per beneficiary PER person so if you and your wife have an account together with 3 beneficiares then you would be covered up to $1,500,000 (3 ben x 250k for each person). Keep in mind that at the end of this year (2009) that the amounts MAY go back down to 100k per person. The government will decided whether to extend the higher amounts or let them expire and go back to the normal 100k amounts. MAKE SURE you factor that in. The only reason they went to 250k is what is going on with the economy and banks and they wanted peoples money secure and wanted them to be confident to invest their money in the financial system.
      Answer1:The PERMANENT FDIC coverage limit is $100,000 per person per bank. The $250,000 limit is TEMPORARY and scheduled to expire Dec 31, 2009.