Hi, My boyfriend has an arranged Overdraft with Natwest, we only set it up last month so his wages would be able to be taken out and his overdraft extended etc, and he has to pay £74 a month to clear the O/D. Im stuck in the snow at my parents, and he needs £20, so if I put it in his account would it let him withdraw it tomorrow, because it says NIL available today, but the bank have not asked for the arranged £74 yet or taken it this month at all? Have they forgotten? I dont want to waste £20 if it eats it straight away. On the other hand, he IS within the arranged limit! Please help!
Answer1:call the bank instead
Answer2:Normaly if you have overdraft you can go over this arranged limit once , but they will charge you for it , I was with lloyds tsb and they would let me go over my arranged limit by about £30 , but they do charge you about £20 for doing this......
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