Do you find yourself hating people with huge personal debts

I live within my means. Always have done. When I earned 20k a year, I lived on 20k, now I earn more, I live on moreDoes it annoy you all the idiots in this country who think its their birth right to have nice holidays, clothes and cars paid for on credit cards, because they dont earn enough to support their lifestyle?I have savings, now getting low int. rates because of these idiots, and am worried the money will be worthless in a few years once the effects of hyper inflation kick in
      Answer1:You have to bear in mind that many people simply arent equipped to understand modern finance. Things like APR, credit card debt and household budgeting simply arent taught, and are a mystery to many people. Not everyone is as intelligent or canny as you.
      Answer2:No it doesnt annoy me because life isnt always as black and white as you make it out to be. Yes people get into debt because they shop too much and want the latest this that and the other. However, a lot of people get into debt simply trying to house, clothe and feed themselves and their family. It is a sliding slope and I really feel for people who are in debt as its a constant weight they have to live with and it takes a long time to dig themselves out. Also "hating" a group of people who really have no substance is a complete waste of energy. Focus on making the right decisions in your life and what you get up to instead of hating others and you wont go wrong.
      Answer3:By putting 0 down and doing interest only loans with adjustable rates they have RUINED our economy,.I would like to see these idiots not leasing Lexuss and financing 5,000 bedrooms sets.Their day has come.They will suffer for the mess they have caused.Mabye now stores will stop financing everything from dogs to $200 furniture./
      Answer4:Relax, relax. It is the government that dictates wealth. What you are witnessing in recent news accounts is mere window dressing. They will shuffle a few folks up and down the social strata, but believe you me, the people that do belong in jail wont be going any time soon.
      Answer5:I think your answer is somewhat narrow minded. I am in debt, but not through lack of trying. I hold down 1 f/t job and have 5 part time jobs. I havent been on holiday in 7 years, dont buy clothes unless the ones on my back are falling off. My only luxury is going out on a sunday morning which costs me £2. My husband isnt well enough to work, but this country does recognise mental health illness seriously and so his condition doesnt qualify for any support. Some people in this county do respect themselves and try incredibly hard, not to be in debt. Try living someone elses lifestyle before berrating them and pideon holing everyone into being idiots.
      Answer6:I know what you mean - I have a couple of hundred pounds on a credit card and Im desperately trying to pay it off. These idiots with a dozen cards and a balance of £30-40k just from buying clothes and having an extravagant lifestyle really p**s me off. Then they go to a debt management company and say oh dear i cant pay this back and they get their debts written off!!
      Answer7:I dont blame them too much because people are sheep and it is (or was) part of the culture. I blame the elite idiots who got us into this mess for their own personal gain.When youre bombarded with media idiocy telling you that average house prices of £200K+ are a good thing, and of course someone on the average UK salary (20K) should be lent 10 times their income to buy a 200K house, then you can see where this nonsense comes from. The fact that the same house 10 years ago cost only 50K, and will probably cost 50K again in 10 years time, is irrelevant.And then there were all those adverts for loans, credit cards etc. Why was this stuff even allowed to be broadcast or printed? You cant run an advert saying "take up heroin" or "drink 20 pints every day" after all, because people are actually influenced by this stuff.And we have a situation where the cost of living (not least housing) has significantly increased, so that a lifestyle that was possible on say a librarians or nurses income 20-30 years ago, isnt possible for a librarian or nurse in the year 2009 without getting into tons of debt.
      Answer8:You should never hate, unless maybe someone did harm to you or to a family member. Everyone thinks differently than you do. Some have no concept about money, especially in this country where up til the past year and a half, with the recession, we were brainwashed to think credit was the American way. We have never been a savings nation. We have been told spending(the consumer) is 70% of the Gross National Product, and now no one is spending, hence the downturn.These "idiots" are now in serious trouble for their lavish spending, and many will go bankrupt. You will not. But you may be doing yourself a disservice by putting all your eggs(money) in one basket in a bank paying you 1/2% interest. Now may be the time to take part of it and invest into a good dividend paying stock, one that will not be cutting its dividend, such as AT&T or Verizon, or a dividend fund for example. You need to look out for you and not worry about the next guy, as he will be doing whatever he chooses to do, and there is nothing you can do to stop it. You are responsible for you only. Change your thinking, think positive, and smile. If not, maybe you are the "idiot".
      Answer9:You shouldnt feel this way. Some people are in debt due to circumstances they cant control. Two friends of mine were hit by a drunk driver and sustained many injuries. They couldnt work and had no disability insurance. Even though they have health insurance they had no money to pay bills. They have great debt now even years later from this
      Answer10:i dont think you are realizing the point why people are in so much debt, what with credit cards and finance. If someone on a basic salary of say 12k are offered a credit card with £1000 straight up they are going to jump at it (not realizing they are one day going to have to pay it back), because for now it is just going to give them a bit of ease financially. Plus alot of these debts are from youngsters just growing up in the world, learning from life like we all have.The problem is the banks, just giving money to any willy nilly. There was a Program on the other day, a bank had just been bailed out (BY US) with £40 million and they very same day a student we into this bank and walked out with £5k, £1,500 that day and the rest after 24hrs, just absolutely ridiculous
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