Ok, I had an unplanned overdraft about 3 weeks ago, I put money in and it sorted it out, and repaid the customers, do i now owe the bank some money for the time I was overdraft? How is it paid, i dont need to know how much i owe them. Also, Its an under 18s Lloyds TSB account., thanks
Answer1:Call your bank!
Answer2:Ask the bank, obviously.
Answer3:Of course you do. When you opened your account you signed papers agreeing to that. The amount should be on your last statement or the one soon to arrive.
Answer4:Hi. You said its an uner 18s account so Im assuming youre under the age of 18? If you are then technically its illegal for the bank to charge you. So IF they do then Id go in and query it. Also, if you pay the money in before close of business (4.00pm) on the day that you go overdrawn then you wont be charged. If youve been charged they should send you a letter out stating that youve been charged, how much youve been charged and when the charge will come out of your account (its an automatic thing- the bank staff dont do it). I would ring the call centre for your bank, ask them if their are any charges pending on your account. Theyll be able to tell you straight away. If there is and your under 18 then like i said, go query it with them- they shouldnt be taking it. Goodluck!
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