wondering how many people out there consider their debt as a fixed monthly cost/bill? im 27, almost 28 and owe 15,000. i was in a situation where i was living on my own and living expenses were too high and i was also stupid with my spending. i just entered a much better situation living with my bf. i can now pay some of this debt, i planned to spemnd the next 5 months getting my debt down to 11,000 and then paying between 250-300/monthly. its already colsolidated with low interest. i figure i will be paying it for years and look at it as a monthly expense. i would keep putting all my extra money towards it but my bf & i would like ti buy a home together in the near future and need a downpayment. e knows of my debt, not the exact amount but ballpark. i was wondering how many other people are in this situation??? i have several friends that owe +30,0000!!!
Answer1:Fortunately my debt is considerably lower. I worked while in college and have relatively little student loans to pay back. My CC is whats getting paid first. Roughly 2k there and Im working to pay it off in 4-6 months and then moving on to the student loan. Hopefully Ill be debt free by the end of this year and Ill be able to actually save more for down payment on a house.Even though my debt is low I wish I had none.
Answer2:Im 23 and the only debt weve got is the mortgage.
Answer3:My wife and I are lucky and exited college with 0 debt.No student loans or anything.Now since getting married, we owe 30k in grad school since we both attend. Working full time and going to school is hard, but it helps prevent us from having excessive debt and allows us to pay thousands out of pocket.In all we owe 100k in student, and our mortgage.
Answer4:I see anything that isnt a student loan as bad debt because a student loan is an investment in your future. Credit Card debt isnt necessary and is tragic with interest rates.
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